First Robinson Financial Balance Sheet Health
Financial Health criteria checks 6/6
First Robinson Financial has total assets of $484.3M and total equity of $25.3M. Total deposits are $362.8M, and total loans are $248.8M. It earns a Net Interest Margin of 2.4%. It has sufficient allowance for bad loans, which are currently at 0.4% of total loans. Cash and short-term investments are $38.4M.
Key information
19.2x
Asset to equity ratio
2.4%
Net interest margin
Total deposits | US$362.79m |
Loan to deposit ratio | Appropriate |
Bad loans | 0.4% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$38.36m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FRFC's Assets to Equity ratio (19.2x) is moderate.
Allowance for Bad Loans: FRFC has a sufficient allowance for bad loans (313%).
Low Risk Liabilities: 79% of FRFC's liabilities are made up of primarily low risk sources of funding.
Loan Level: FRFC has an appropriate level of Loans to Assets ratio (51%).
Low Risk Deposits: FRFC's Loans to Deposits ratio (69%) is appropriate.
Level of Bad Loans: FRFC has an appropriate level of bad loans (0.4%).