First Robinson Financial Balance Sheet Health
Financial Health criteria checks 6/6
First Robinson Financial has total assets of $492.1M and total equity of $30.8M. Total deposits are $398.6M, and total loans are $238.9M. It earns a Net Interest Margin of 2.3%. It has sufficient allowance for bad loans, which are currently at 0.8% of total loans. Cash and short-term investments are $62.6M.
Key information
16x
Asset to equity ratio
2.3%
Net interest margin
| Total deposits | US$398.56m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.8% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$62.56m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FRFC's Assets to Equity ratio (16x) is moderate.
Allowance for Bad Loans: FRFC has a sufficient allowance for bad loans (145%).
Low Risk Liabilities: 86% of FRFC's liabilities are made up of primarily low risk sources of funding.
Loan Level: FRFC has an appropriate level of Loans to Assets ratio (49%).
Low Risk Deposits: FRFC's Loans to Deposits ratio (60%) is appropriate.
Level of Bad Loans: FRFC has an appropriate level of bad loans (0.8%).