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First Republic Bank Balance Sheet Health
Financial Health criteria checks 4/6
First Republic Bank has total assets of $232.9B and total equity of $18.0B. Total deposits are $104.5B, and total loans are $172.5B. It earns a Net Interest Margin of 2.7%. It has sufficient allowance for bad loans, which are currently at 0.08% of total loans. Cash and short-term investments are $13.2B.
Key information
12.9x
Asset to equity ratio
2.7%
Net interest margin
| Total deposits | US$104.47b |
| Loan to deposit ratio | High |
| Bad loans | 0.08% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$13.16b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FRCC.L's Assets to Equity ratio (12.9x) is moderate.
Allowance for Bad Loans: FRCC.L has a sufficient allowance for bad loans (612%).
Low Risk Liabilities: 51% of FRCC.L's liabilities are made up of primarily higher risk sources of funding.
Loan Level: FRCC.L has an appropriate level of Loans to Assets ratio (74%).
Low Risk Deposits: FRCC.L's Loans to Deposits ratio (165%) is high.
Level of Bad Loans: FRCC.L has an appropriate level of bad loans (0.1%).