First Pacific Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
First Pacific Bancorp has total assets of $433.8M and total equity of $38.5M. Total deposits are $341.8M, and total loans are $264.8M.
Key information
11.3x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | US$341.79m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.4% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$49.10m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FPBC's Assets to Equity ratio (11.3x) is moderate.
Allowance for Bad Loans: FPBC has a sufficient allowance for bad loans (314%).
Low Risk Liabilities: 86% of FPBC's liabilities are made up of primarily low risk sources of funding.
Loan Level: FPBC has an appropriate level of Loans to Assets ratio (61%).
Low Risk Deposits: FPBC's Loans to Deposits ratio (77%) is appropriate.
Level of Bad Loans: FPBC has an appropriate level of bad loans (0.4%).