First Ottawa Bancshares Balance Sheet Health
Financial Health criteria checks 6/6
First Ottawa Bancshares has total assets of $1.5B and total equity of $86.6M. Total deposits are $1.2B, and total loans are $1.2B.
Key information
17.2x
Asset to equity ratio
n/a
Net interest margin
Total deposits | US$1.24b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.7% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$27.62m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FOTB's Assets to Equity ratio (17.2x) is moderate.
Allowance for Bad Loans: FOTB has a sufficient allowance for bad loans (237%).
Low Risk Liabilities: 88% of FOTB's liabilities are made up of primarily low risk sources of funding.
Loan Level: FOTB has an appropriate level of Loans to Assets ratio (82%).
Low Risk Deposits: FOTB's Loans to Deposits ratio (99%) is appropriate.
Level of Bad Loans: FOTB has an appropriate level of bad loans (0.7%).