First Niles Financial Past Earnings Performance
Past criteria checks 5/6
First Niles Financial has been growing earnings at an average annual rate of 19.1%, while the Banks industry saw earnings growing at 9.3% annually. Revenues have been growing at an average rate of 31.4% per year. First Niles Financial's return on equity is 5.9%, and it has net margins of 11.9%.
Key information
19.1%
Earnings growth rate
14.8%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 31.4% |
| Return on equity | 5.9% |
| Net Margin | 11.9% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
No updates
Recent updates
No updates
Revenue & Expenses Breakdown
How First Niles Financial makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 7 | 1 | 4 | 0 |
| 31 Dec 22 | 7 | 0 | 5 | 0 |
| 31 Dec 21 | 6 | 1 | 4 | 0 |
| 31 Dec 20 | 2 | 0 | 1 | 0 |
| 31 Dec 19 | 2 | 0 | 1 | 0 |
| 30 Sep 19 | 2 | 0 | 0 | 0 |
| 30 Jun 19 | 2 | 0 | 0 | 0 |
| 31 Mar 19 | 2 | 0 | 0 | 0 |
| 31 Dec 18 | 2 | 0 | 1 | 0 |
| 30 Sep 18 | 2 | 0 | 0 | 0 |
| 30 Jun 18 | 2 | 0 | 0 | 0 |
| 31 Mar 18 | 2 | 0 | 0 | 0 |
| 31 Dec 17 | 2 | 0 | 0 | 0 |
| 30 Sep 17 | 2 | 0 | 0 | 0 |
| 30 Jun 17 | 2 | 0 | 0 | 0 |
| 31 Mar 17 | 2 | 0 | 0 | 0 |
| 31 Dec 16 | 2 | 0 | 0 | 0 |
| 30 Sep 16 | 2 | 0 | 0 | 0 |
| 30 Jun 16 | 2 | 0 | 0 | 0 |
| 31 Mar 16 | 2 | 0 | 0 | 0 |
| 31 Dec 15 | 2 | 0 | 0 | 0 |
| 30 Sep 15 | 2 | 0 | 0 | 0 |
| 30 Jun 15 | 2 | 0 | 0 | 0 |
| 31 Mar 15 | 2 | 0 | 0 | 0 |
| 31 Dec 14 | 2 | 0 | 0 | 0 |
| 30 Sep 14 | 2 | 0 | 0 | 0 |
| 30 Jun 14 | 2 | 0 | 0 | 0 |
| 31 Mar 14 | 2 | 0 | 0 | 0 |
| 31 Dec 13 | 1 | 0 | 0 | 0 |
Quality Earnings: FNFI has high quality earnings.
Growing Profit Margin: FNFI's current net profit margins (11.9%) are higher than last year (3.6%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: FNFI's earnings have grown by 19.1% per year over the past 5 years.
Accelerating Growth: FNFI's earnings growth over the past year (220.6%) exceeds its 5-year average (19.1% per year).
Earnings vs Industry: FNFI earnings growth over the past year (220.6%) exceeded the Banks industry -14.4%.
Return on Equity
High ROE: FNFI's Return on Equity (5.9%) is considered low.