First Niles Financial, Inc.

OTCPK:FNFI Stock Report

Market Cap: US$9.3m

First Niles Financial Past Earnings Performance

Past criteria checks 5/6

First Niles Financial has been growing earnings at an average annual rate of 19.8%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 21.2% per year. First Niles Financial's return on equity is 7.1%, and it has net margins of 13.3%.

Key information

19.8%

Earnings growth rate

16.0%

EPS growth rate

Banks Industry Growth11.2%
Revenue growth rate21.2%
Return on equity7.1%
Net Margin13.3%
Last Earnings Update30 Sep 2024

Recent past performance updates

No updates

Recent updates

No updates

Revenue & Expenses Breakdown

How First Niles Financial makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

OTCPK:FNFI Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 248140
30 Jun 247140
31 Mar 247140
31 Dec 237140
31 Dec 227050
31 Dec 216140
31 Dec 202010
31 Dec 192010
30 Sep 192000
30 Jun 192000
31 Mar 192000
31 Dec 182010
30 Sep 182000
30 Jun 182000
31 Mar 182000
31 Dec 172000
30 Sep 172000
30 Jun 172000
31 Mar 172000
31 Dec 162000
30 Sep 162000
30 Jun 162000
31 Mar 162000
31 Dec 152000
30 Sep 152000
30 Jun 152000
31 Mar 152000
31 Dec 142000
30 Sep 142000
30 Jun 142000
31 Mar 142000
31 Dec 131000

Quality Earnings: FNFI has high quality earnings.

Growing Profit Margin: FNFI's current net profit margins (13.3%) are higher than last year (9.7%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: FNFI's earnings have grown by 19.8% per year over the past 5 years.

Accelerating Growth: FNFI's earnings growth over the past year (53.9%) exceeds its 5-year average (19.8% per year).

Earnings vs Industry: FNFI earnings growth over the past year (53.9%) exceeded the Banks industry -11.8%.

Return on Equity

High ROE: FNFI's Return on Equity (7.1%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/24 15:23
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

First Niles Financial, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution