FineMark Holdings, Inc.

OTCPK:FNBT Stock Report

Market Cap: US$326.8m

FineMark Holdings Past Earnings Performance

Past criteria checks 1/6

FineMark Holdings's earnings have been declining at an average annual rate of -22.6%, while the Banks industry saw earnings growing at 6.6% annually. Revenues have been growing at an average rate of 3% per year. FineMark Holdings's return on equity is 1.8%, and it has net margins of 5.6%.

Key information

-22.6%

Earnings growth rate

-28.4%

EPS growth rate

Banks Industry Growth11.2%
Revenue growth rate3.0%
Return on equity1.8%
Net Margin5.6%
Last Earnings Update31 Dec 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How FineMark Holdings makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

OTCPK:FNBT Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Dec 24915730
30 Sep 24863710
30 Jun 24822690
31 Mar 24824680
31 Dec 23835680
30 Sep 23858670
30 Jun 239012660
31 Mar 239418650
31 Dec 229822640
30 Sep 2210226630
30 Jun 2210128600
31 Mar 229926580
31 Dec 219625550
30 Sep 219124510
30 Jun 218823500
31 Mar 218422470
31 Dec 208222460
30 Sep 207820460
30 Jun 207419440
31 Mar 207117440
31 Dec 196715430
30 Sep 196515420
30 Jun 196314420
31 Mar 196315410
31 Dec 186215400
30 Sep 18631330
30 Jun 18621300
31 Mar 18591100
31 Dec 175610360
30 Sep 175210320
31 Dec 16478320
31 Dec 15386260
31 Dec 14304230

Quality Earnings: FNBT has high quality earnings.

Growing Profit Margin: FNBT's current net profit margins (5.6%) are lower than last year (6.1%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: FNBT's earnings have declined by 22.6% per year over the past 5 years.

Accelerating Growth: FNBT's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: FNBT had negative earnings growth (-0.5%) over the past year, making it difficult to compare to the Banks industry average (-2.7%).


Return on Equity

High ROE: FNBT's Return on Equity (1.8%) is considered low.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/02 02:38
End of Day Share Price 2025/01/31 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

FineMark Holdings, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

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