FineMark Holdings Past Earnings Performance

Past criteria checks 1/6

FineMark Holdings's earnings have been declining at an average annual rate of -22.6%, while the Banks industry saw earnings growing at 6.5% annually. Revenues have been growing at an average rate of 3% per year. FineMark Holdings's return on equity is 1.8%, and it has net margins of 5.6%.

Key information

-22.6%

Earnings growth rate

-28.4%

EPS growth rate

Banks Industry Growth	11.2%
Revenue growth rate	3.0%
Return on equity	1.8%
Net Margin	5.6%
Last Earnings Update	31 Dec 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How FineMark Holdings makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

OTCPK:FNBT Revenue, expenses and earnings (USD Millions)
Date	Revenue	Earnings	G+A Expenses
31 Dec 24	91	5	73
30 Sep 24	86	3	71
30 Jun 24	82	2	69
31 Mar 24	82	4	68
31 Dec 23	83	5	68
30 Sep 23	85	8	67
30 Jun 23	90	12	66
31 Mar 23	94	18	65
31 Dec 22	98	22	64
30 Sep 22	102	26	63
30 Jun 22	101	28	60
31 Mar 22	99	26	58
31 Dec 21	96	25	55
30 Sep 21	91	24	51
30 Jun 21	88	23	50
31 Mar 21	84	22	47
31 Dec 20	82	22	46
30 Sep 20	78	20	46
30 Jun 20	74	19	44
31 Mar 20	71	17	44
31 Dec 19	67	15	43
30 Sep 19	65	15	42
30 Jun 19	63	14	42
31 Mar 19	63	15	41
31 Dec 18	62	15	40
30 Sep 18	63	13	3
30 Jun 18	62	13	0
31 Mar 18	59	11	0
31 Dec 17	56	10	36
30 Sep 17	52	10	32
31 Dec 16	47	8	32
31 Dec 15	38	6	26
31 Dec 14	30	4	23

Quality Earnings: FNBT has high quality earnings.

Growing Profit Margin: FNBT's current net profit margins (5.6%) are lower than last year (6.1%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: FNBT's earnings have declined by 22.6% per year over the past 5 years.

Accelerating Growth: FNBT's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: FNBT had negative earnings growth (-0.5%) over the past year, making it difficult to compare to the Banks industry average (-2.4%).

Return on Equity

High ROE: FNBT's Return on Equity (1.8%) is considered low.

Return on Assets

Return on Capital Employed

Discover strong past performing companies

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/02/16 06:27
End of Day Share Price	2025/02/14 00:00
Earnings	2024/12/31
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

FineMark Holdings, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.