Farmers & Merchants Bank of Long Beach Balance Sheet Health
Financial Health criteria checks 6/6
Farmers & Merchants Bank of Long Beach has total assets of $12.0B and total equity of $1.4B. Total deposits are $8.8B, and total loans are $6.4B. It earns a Net Interest Margin of 2.2%. It has sufficient allowance for bad loans, which are currently at 0.9% of total loans. Cash and short-term investments are $1.2B.
Key information
8.8x
Asset to equity ratio
2.2%
Net interest margin
| Total deposits | US$8.77b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.9% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$1.15b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FMBL's Assets to Equity ratio (8.8x) is low.
Allowance for Bad Loans: FMBL has a sufficient allowance for bad loans (157%).
Low Risk Liabilities: 82% of FMBL's liabilities are made up of primarily low risk sources of funding.
Loan Level: FMBL has an appropriate level of Loans to Assets ratio (53%).
Low Risk Deposits: FMBL's Loans to Deposits ratio (72%) is appropriate.
Level of Bad Loans: FMBL has an appropriate level of bad loans (0.9%).