First Citizens Bancshares Balance Sheet Health
Financial Health criteria checks 6/6
First Citizens Bancshares has total assets of $2.5B and total equity of $197.6M. Total deposits are $2.1B, and total loans are $1.5B.
Key information
12.5x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | US$2.07b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.1% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$118.30m |
Recent financial health updates
No updates
Recent updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FIZN's Assets to Equity ratio (12.5x) is moderate.
Allowance for Bad Loans: FIZN has a sufficient allowance for bad loans (993%).
Low Risk Liabilities: 92% of FIZN's liabilities are made up of primarily low risk sources of funding.
Loan Level: FIZN has an appropriate level of Loans to Assets ratio (60%).
Low Risk Deposits: FIZN's Loans to Deposits ratio (71%) is appropriate.
Level of Bad Loans: FIZN has an appropriate level of bad loans (0.1%).