First Citizens Bancshares Balance Sheet Health
Financial Health criteria checks 6/6
First Citizens Bancshares has total assets of $2.3B and total equity of $140.7M. Total deposits are $2.0B, and total loans are $1.4B.
Key information
16.5x
Asset to equity ratio
n/a
Net interest margin
Total deposits | US$2.01b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.4% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$95.16m |
Recent financial health updates
No updates
Recent updates
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Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FIZN's Assets to Equity ratio (16.5x) is moderate.
Allowance for Bad Loans: FIZN has a sufficient allowance for bad loans (347%).
Low Risk Liabilities: 92% of FIZN's liabilities are made up of primarily low risk sources of funding.
Loan Level: FIZN has an appropriate level of Loans to Assets ratio (59%).
Low Risk Deposits: FIZN's Loans to Deposits ratio (69%) is appropriate.
Level of Bad Loans: FIZN has an appropriate level of bad loans (0.4%).