FFW Past Earnings Performance
Past criteria checks 2/6
FFW has been growing earnings at an average annual rate of 3.4%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 3.5% per year. FFW's return on equity is 9%, and it has net margins of 23.2%.
Key information
3.4%
Earnings growth rate
3.6%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 3.5% |
| Return on equity | 9.0% |
| Net Margin | 23.2% |
| Last Earnings Update | 31 Mar 2024 |
Recent past performance updates
No updates
Recent updates
Revenue & Expenses Breakdown
How FFW makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Mar 24 | 19 | 4 | 12 | 0 |
| 30 Sep 23 | 19 | 5 | 12 | 0 |
| 30 Jun 23 | 20 | 6 | 11 | 0 |
| 31 Mar 23 | 20 | 6 | 11 | 0 |
| 31 Dec 22 | 20 | 6 | 11 | 0 |
| 30 Sep 22 | 20 | 6 | 11 | 0 |
| 30 Jun 22 | 19 | 6 | 11 | 0 |
| 31 Mar 22 | 20 | 6 | 11 | 0 |
| 31 Dec 21 | 20 | 6 | 11 | 0 |
| 30 Sep 21 | 21 | 6 | 11 | 0 |
| 30 Jun 21 | 21 | 6 | 11 | 0 |
| 31 Mar 21 | 21 | 6 | 11 | 0 |
| 31 Dec 20 | 20 | 6 | 11 | 0 |
| 30 Sep 20 | 19 | 6 | 11 | 0 |
| 30 Jun 20 | 18 | 5 | 10 | 0 |
| 31 Mar 20 | 17 | 5 | 10 | 0 |
| 31 Dec 19 | 17 | 5 | 10 | 0 |
| 30 Sep 19 | 16 | 4 | 10 | 0 |
| 30 Jun 19 | 16 | 4 | 9 | 0 |
| 31 Mar 19 | 16 | 4 | 9 | 0 |
| 31 Dec 18 | 16 | 5 | 9 | 0 |
| 30 Sep 18 | 16 | 4 | 9 | 0 |
| 30 Jun 18 | 17 | 5 | 9 | 0 |
| 31 Mar 18 | 16 | 5 | 9 | 0 |
| 31 Dec 17 | 16 | 4 | 9 | 0 |
| 30 Sep 17 | 16 | 4 | 8 | 0 |
| 30 Jun 17 | 16 | 4 | 8 | 0 |
| 31 Mar 17 | 16 | 4 | 8 | 0 |
| 31 Dec 16 | 16 | 4 | 8 | 0 |
| 30 Sep 16 | 16 | 4 | 8 | 0 |
| 30 Jun 16 | 15 | 4 | 8 | 0 |
| 31 Mar 16 | 15 | 3 | 8 | 0 |
| 31 Dec 15 | 15 | 3 | 8 | 0 |
| 30 Sep 15 | 15 | 3 | 8 | 0 |
| 30 Jun 15 | 15 | 3 | 7 | 0 |
| 31 Mar 15 | 14 | 3 | 7 | 0 |
| 31 Dec 14 | 16 | 4 | 8 | 0 |
| 30 Sep 14 | 15 | 4 | 7 | 0 |
| 30 Jun 14 | 15 | 4 | 7 | 0 |
| 31 Mar 14 | 15 | 4 | 7 | 0 |
| 31 Dec 13 | 12 | 2 | 7 | 0 |
Quality Earnings: FFWC has high quality earnings.
Growing Profit Margin: FFWC's current net profit margins (23.2%) are lower than last year (29.3%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: FFWC's earnings have grown by 3.4% per year over the past 5 years.
Accelerating Growth: FFWC's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: FFWC had negative earnings growth (-26.6%) over the past year, making it difficult to compare to the Banks industry average (-11.8%).
Return on Equity
High ROE: FFWC's Return on Equity (9%) is considered low.