First Farmers Financial has been growing earnings at an average annual rate of 7.3%, while the Banks industry saw earnings growing at 3.2% annually. Revenues have been growing at an average rate of 7.4% per year. First Farmers Financial's return on equity is 15.6%, and it has net margins of 38.3%.
Key information
7.25%
Earnings growth rate
7.47%
EPS growth rate
Banks Industry Growth
11.18%
Revenue growth rate
7.36%
Return on equity
15.62%
Net Margin
38.32%
Last Earnings Update
31 Dec 2025
Recent past performance updates
No updates
Recent updates
Revenue & Expenses Breakdown
How First Farmers Financial makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
OTCPK:FFMR Revenue, expenses and earnings (USD Millions)
Date
Revenue
Earnings
G+A Expenses
R&D Expenses
31 Dec 25
131
50
60
0
31 Dec 24
104
35
53
0
31 Dec 23
114
46
49
0
31 Dec 22
102
41
0
0
31 Dec 21
94
36
44
0
31 Dec 20
85
30
42
0
31 Dec 19
80
30
39
0
31 Dec 18
76
28
37
0
31 Dec 17
70
22
34
0
30 Sep 17
68
21
33
0
30 Jun 17
67
20
33
0
31 Mar 17
66
18
32
0
31 Dec 16
64
17
32
0
31 Dec 15
62
17
28
0
Quality Earnings: FFMR has high quality earnings.
Growing Profit Margin: FFMR's current net profit margins (38.3%) are higher than last year (34.1%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: FFMR's earnings have grown by 7.3% per year over the past 5 years.
Accelerating Growth: FFMR's earnings growth over the past year (41.5%) exceeds its 5-year average (7.3% per year).
Earnings vs Industry: FFMR earnings growth over the past year (41.5%) exceeded the Banks industry 23.3%.
Return on Equity
High ROE: FFMR's Return on Equity (15.6%) is considered low.
Return on Assets
Return on Capital Employed
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Company Analysis and Financial Data Status
Data
Last Updated (UTC time)
Company Analysis
2026/07/08 17:57
End of Day Share Price
2026/07/02 00:00
Earnings
2025/12/31
Annual Earnings
2025/12/31
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
First Farmers Financial Corporation is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.