First Farmers Financial Past Earnings Performance
Past criteria checks 2/6
First Farmers Financial has been growing earnings at an average annual rate of 6.4%, while the Banks industry saw earnings growing at 5.1% annually. Revenues have been growing at an average rate of 6.2% per year. First Farmers Financial's return on equity is 13%, and it has net margins of 34.1%.
Key information
6.42%
Earnings growth rate
6.71%
EPS growth rate
| Banks Industry Growth | 11.18% |
| Revenue growth rate | 6.25% |
| Return on equity | 12.95% |
| Net Margin | 34.13% |
| Last Earnings Update | 31 Dec 2024 |
Recent past performance updates
No updates
Recent updates
Revenue & Expenses Breakdown
How First Farmers Financial makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 24 | 104 | 35 | 53 | 0 |
| 31 Dec 23 | 114 | 46 | 49 | 0 |
| 31 Dec 22 | 102 | 41 | 0 | 0 |
| 31 Dec 21 | 94 | 36 | 44 | 0 |
| 31 Dec 20 | 85 | 30 | 42 | 0 |
| 31 Dec 19 | 80 | 30 | 39 | 0 |
| 31 Dec 18 | 76 | 28 | 37 | 0 |
| 31 Dec 17 | 70 | 22 | 34 | 0 |
| 30 Sep 17 | 68 | 21 | 33 | 0 |
| 30 Jun 17 | 67 | 20 | 33 | 0 |
| 31 Mar 17 | 66 | 18 | 32 | 0 |
| 31 Dec 16 | 64 | 17 | 32 | 0 |
| 31 Dec 15 | 62 | 17 | 28 | 0 |
| 31 Dec 14 | 55 | 16 | 24 | 0 |
Quality Earnings: FFMR has high quality earnings.
Growing Profit Margin: FFMR's current net profit margins (34.1%) are lower than last year (40.6%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: FFMR's earnings have grown by 6.4% per year over the past 5 years.
Accelerating Growth: FFMR's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: FFMR had negative earnings growth (-23.3%) over the past year, making it difficult to compare to the Banks industry average (5.1%).
Return on Equity
High ROE: FFMR's Return on Equity (13%) is considered low.
Return on Assets
Return on Capital Employed
Discover strong past performing companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/05/23 06:05 |
| End of Day Share Price | 2025/05/20 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
First Farmers Financial Corporation is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.