FFB Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
FFB Bancorp has total assets of $1.4B and total equity of $138.7M. Total deposits are $1.2B, and total loans are $912.2M. It earns a Net Interest Margin of 5.1%. It has sufficient allowance for bad loans, which are currently at 0.8% of total loans. Cash and short-term investments are $92.6M.
Key information
10.1x
Asset to equity ratio
5.1%
Net interest margin
Total deposits | US$1.20b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.8% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$92.61m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FFBB's Assets to Equity ratio (10.1x) is moderate.
Allowance for Bad Loans: FFBB has a sufficient allowance for bad loans (145%).
Low Risk Liabilities: 96% of FFBB's liabilities are made up of primarily low risk sources of funding.
Loan Level: FFBB has an appropriate level of Loans to Assets ratio (65%).
Low Risk Deposits: FFBB's Loans to Deposits ratio (76%) is appropriate.
Level of Bad Loans: FFBB has an appropriate level of bad loans (0.8%).