FFB Bancorp Balance Sheet Health

Financial Health criteria checks 5/6

FFB Bancorp has total assets of $1.5B and total equity of $163.6M. Total deposits are $1.3B, and total loans are $982.2M.

Key information

9.2x

Asset to equity ratio

n/a

Net interest margin

Total deposits

US$1.29b

Loan to deposit ratio

Appropriate

Bad loans

1.3%

Allowance for bad loans

Low

Current ratio

Low

Cash & equivalents

US$118.61m

Recent financial health updates

No updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: FFBB's Assets to Equity ratio (9.2x) is low.

Allowance for Bad Loans: FFBB has a low allowance for bad loans (90%).

Low Risk Liabilities: 95% of FFBB's liabilities are made up of primarily low risk sources of funding.

Loan Level: FFBB has an appropriate level of Loans to Assets ratio (65%).

Low Risk Deposits: FFBB's Loans to Deposits ratio (76%) is appropriate.

Level of Bad Loans: FFBB has an appropriate level of bad loans (1.3%).


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