First Community Balance Sheet Health
Financial Health criteria checks 6/6
First Community has total assets of $209.4M and total equity of $19.9M. Total deposits are $178.8M, and total loans are $147.0M.
Key information
10.5x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | US$178.82m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.1% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$31.45m |
Recent financial health updates
No updates
Recent updates
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Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FCCT's Assets to Equity ratio (10.5x) is moderate.
Allowance for Bad Loans: FCCT has a sufficient allowance for bad loans (1036%).
Low Risk Liabilities: 94% of FCCT's liabilities are made up of primarily low risk sources of funding.
Loan Level: FCCT has an appropriate level of Loans to Assets ratio (70%).
Low Risk Deposits: FCCT's Loans to Deposits ratio (82%) is appropriate.
Level of Bad Loans: FCCT has an appropriate level of bad loans (0.1%).