FCN Banc Balance Sheet Health
Financial Health criteria checks 6/6
FCN Banc has total assets of $786.9M and total equity of $48.6M. Total deposits are $667.7M, and total loans are $474.8M. It earns a Net Interest Margin of 2.7%. It has sufficient allowance for bad loans, which are currently at 0.02% of total loans. Cash and short-term investments are $22.5M.
Key information
16.2x
Asset to equity ratio
2.7%
Net interest margin
| Total deposits | US$667.72m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.02% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$22.48m |
Recent financial health updates
No updates
Recent updates
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Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FBVI's Assets to Equity ratio (16.2x) is moderate.
Allowance for Bad Loans: FBVI has a sufficient allowance for bad loans (5400%).
Low Risk Liabilities: 90% of FBVI's liabilities are made up of primarily low risk sources of funding.
Loan Level: FBVI has an appropriate level of Loans to Assets ratio (60%).
Low Risk Deposits: FBVI's Loans to Deposits ratio (71%) is appropriate.
Level of Bad Loans: FBVI has an appropriate level of bad loans (0%).