First Bankers Trustshares Balance Sheet Health
Financial Health criteria checks 5/6
First Bankers Trustshares has total assets of $1.1B and total equity of $111.0M. Total deposits are $959.0M, and total loans are $609.8M earning a Net Interest Margin of 2.1%. It has insufficient allowance for bad loans, which are currently at 1.8% of total loans. Cash and short-term investments are $47.7M.
Key information
10x
Asset to equity ratio
2.1%
Net interest margin
| Total deposits | US$958.95m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.8% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | US$47.68m |
Recent financial health updates
No updates
Recent updates
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Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FBTT's Assets to Equity ratio (10x) is moderate.
Allowance for Bad Loans: FBTT has a low allowance for bad loans (93%).
Low Risk Liabilities: 96% of FBTT's liabilities are made up of primarily low risk sources of funding.
Loan Level: FBTT has an appropriate level of Loans to Assets ratio (55%).
Low Risk Deposits: FBTT's Loans to Deposits ratio (64%) is appropriate.
Level of Bad Loans: FBTT has an appropriate level of bad loans (1.8%).