The Farmers Bank of Appomattox

OTCPK:FBPA Stock Report

Market Cap: US$23.5m

Farmers Bank of Appomattox Past Earnings Performance

Past criteria checks 2/6

Farmers Bank of Appomattox has been growing earnings at an average annual rate of 3.2%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 4.4% per year. Farmers Bank of Appomattox's return on equity is 8.2%, and it has net margins of 23.3%.

Key information

3.2%

Earnings growth rate

3.2%

EPS growth rate

Banks Industry Growth11.2%
Revenue growth rate4.4%
Return on equity8.2%
Net Margin23.3%
Last Earnings Update30 Jun 2024

Recent past performance updates

No updates

Recent updates

No updates

Revenue & Expenses Breakdown

How Farmers Bank of Appomattox makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

OTCPK:FBPA Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Jun 2411370
31 Mar 2411360
31 Dec 2311360
30 Sep 2311350
30 Jun 2311350
31 Mar 2311360
31 Dec 2211360
31 Mar 2211340
31 Dec 2111340
31 Dec 2010340
31 Dec 1910340
30 Sep 199340
30 Jun 199240
31 Mar 199240
31 Dec 189240
30 Sep 189240
30 Jun 189340
31 Mar 189240
31 Dec 179240
30 Sep 178240
30 Jun 179340
31 Mar 179340
31 Dec 169340
30 Sep 1610340
30 Jun 169240
31 Mar 169240
31 Dec 159240
30 Sep 158240
30 Jun 158240
31 Mar 158240
31 Dec 148240
31 Dec 138240

Quality Earnings: FBPA has high quality earnings.

Growing Profit Margin: FBPA's current net profit margins (23.3%) are lower than last year (27.7%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: FBPA's earnings have grown by 3.2% per year over the past 5 years.

Accelerating Growth: FBPA's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: FBPA had negative earnings growth (-16.1%) over the past year, making it difficult to compare to the Banks industry average (-11.8%).


Return on Equity

High ROE: FBPA's Return on Equity (8.2%) is considered low.


Return on Assets


Return on Capital Employed


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