The Farmers Bank of Appomattox

OTCPK:FBPA Stock Report

Market Cap: US$24.9m

Farmers Bank of Appomattox Past Earnings Performance

Past criteria checks 2/6

Farmers Bank of Appomattox has been growing earnings at an average annual rate of 1.3%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 4.1% per year. Farmers Bank of Appomattox's return on equity is 7.6%, and it has net margins of 22.7%.

Key information

1.3%

Earnings growth rate

1.3%

EPS growth rate

Banks Industry Growth11.2%
Revenue growth rate4.1%
Return on equity7.6%
Net Margin22.7%
Last Earnings Update30 Sep 2024

Recent past performance updates

No updates

Recent updates

No updates

Revenue & Expenses Breakdown

How Farmers Bank of Appomattox makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

OTCPK:FBPA Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2412370
30 Jun 2411370
31 Mar 2411360
31 Dec 2311360
30 Sep 2311350
30 Jun 2311350
31 Mar 2311360
31 Dec 2211360
31 Mar 2211340
31 Dec 2111340
31 Dec 2010340
31 Dec 1910340
30 Sep 199340
30 Jun 199240
31 Mar 199240
31 Dec 189240
30 Sep 189240
30 Jun 189340
31 Mar 189240
31 Dec 179240
30 Sep 178240
30 Jun 179340
31 Mar 179340
31 Dec 169340
30 Sep 1610340
30 Jun 169240
31 Mar 169240
31 Dec 159240
30 Sep 158240
30 Jun 158240
31 Mar 158240
31 Dec 148240
31 Dec 138240

Quality Earnings: FBPA has high quality earnings.

Growing Profit Margin: FBPA's current net profit margins (22.7%) are lower than last year (26.3%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: FBPA's earnings have grown by 1.3% per year over the past 5 years.

Accelerating Growth: FBPA's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: FBPA had negative earnings growth (-12.5%) over the past year, making it difficult to compare to the Banks industry average (-11.8%).


Return on Equity

High ROE: FBPA's Return on Equity (7.6%) is considered low.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/24 04:19
End of Day Share Price 2024/12/19 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

The Farmers Bank of Appomattox is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

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