EWSB Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
EWSB Bancorp has total assets of $269.2M and total equity of $16.4M. Total deposits are $223.8M, and total loans are $181.5M. It earns a Net Interest Margin of 1.8%. It has sufficient allowance for bad loans, which are currently at 0.01% of total loans. Cash and short-term investments are $5.6M.
Key information
16.4x
Asset to equity ratio
1.8%
Net interest margin
| Total deposits | US$223.84m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.01% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$5.64m |
Recent financial health updates
No updates
Recent updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: EWSB's Assets to Equity ratio (16.4x) is moderate.
Allowance for Bad Loans: EWSB has a sufficient allowance for bad loans (4296%).
Low Risk Liabilities: 89% of EWSB's liabilities are made up of primarily low risk sources of funding.
Loan Level: EWSB has an appropriate level of Loans to Assets ratio (67%).
Low Risk Deposits: EWSB's Loans to Deposits ratio (81%) is appropriate.
Level of Bad Loans: EWSB has an appropriate level of bad loans (0%).