Eureka Homestead Bancorp, Inc.

OTCPK:ERKH Stock Report

Market Cap: US$15.0m

Eureka Homestead Bancorp Valuation

Is ERKH undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

1/6

Valuation Score 1/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Book vs Peers

  • Price-To-Book vs Industry

  • Price-To-Book vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of ERKH when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: Insufficient data to calculate ERKH's fair value for valuation analysis.

Significantly Below Fair Value: Insufficient data to calculate ERKH's fair value for valuation analysis.


Key Valuation Metric

Which metric is best to use when looking at relative valuation for ERKH?

Key metric: As ERKH is an unprofitable bank we use its Price-To-Book Ratio for relative valuation analysis.

The above table shows the Price to Book ratio for ERKH. This is calculated by dividing ERKH's market cap by their current book value.
What is ERKH's PB Ratio?
PB Ratio0.8x
BookUS$19.26m
Market CapUS$14.95m

Price to Book Ratio vs Peers

How does ERKH's PB Ratio compare to its peers?

The above table shows the PB ratio for ERKH vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PBEstimated GrowthMarket Cap
Peer Average0.8x
FBPI First Bancorp of Indiana
0.5xn/aUS$16.8m
GVFF Greenville Federal Financial
0.6xn/aUS$14.0m
CRZY Crazy Woman Creek Bancorp
1.1xn/aUS$16.4m
GLBZ Glen Burnie Bancorp
0.8xn/aUS$17.5m
ERKH Eureka Homestead Bancorp
0.8xn/aUS$15.0m

Price-To-Book vs Peers: ERKH is expensive based on its Price-To-Book Ratio (0.8x) compared to the peer average (0.8x).


Price to Book Ratio vs Industry

How does ERKH's PB Ratio compare vs other companies in the US Banks Industry?

4 CompaniesPrice / BookEstimated GrowthMarket Cap
FRCB First Republic Bank
0.002xn/aUS$27.98m
SBNY Signature Bank
0.0003xn/aUS$2.18m
BKES.F Banco Espírito Santo
n/an/aUS$56.01k
BCBH.F Caribbean Investment Holdings
n/an/aUS$132.00
No more companies available in this PB range
ERKH 0.8xIndustry Avg. 1.0xNo. of Companies128PB00.61.21.82.43+
4 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Book vs Industry: ERKH is good value based on its Price-To-Book Ratio (0.8x) compared to the US Banks industry average (1x).


Price to Book Ratio vs Fair Ratio

What is ERKH's PB Ratio compared to its Fair PB Ratio? This is the expected PB Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

ERKH PB Ratio vs Fair Ratio.
Fair Ratio
Current PB Ratio0.8x
Fair PB Ration/a

Price-To-Book vs Fair Ratio: Insufficient data to calculate ERKH's Price-To-Book Fair Ratio for valuation analysis.


Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.


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