Eurobank Ergasias Services and Holdings S.A.

OTCPK:EGFE.Y Stock Report

Market Cap: US$8.6b

Eurobank Ergasias Services and Holdings Past Earnings Performance

Past criteria checks 3/6

Eurobank Ergasias Services and Holdings has been growing earnings at an average annual rate of 53.5%, while the Banks industry saw earnings growing at 7.1% annually. Revenues have been growing at an average rate of 29.8% per year. Eurobank Ergasias Services and Holdings's return on equity is 15.4%, and it has net margins of 50.3%.

Key information

53.5%

Earnings growth rate

53.2%

EPS growth rate

Banks Industry Growth11.2%
Revenue growth rate29.8%
Return on equity15.4%
Net Margin50.3%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Eurobank Ergasias Services and Holdings makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

OTCPK:EGFE.Y Revenue, expenses and earnings (EUR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 242,8391,4279420
30 Jun 242,6271,3109420
31 Mar 242,6341,3178670
31 Dec 232,5061,2938270
30 Sep 232,4741,2477900
30 Jun 232,3261,1147900
31 Mar 232,6581,3377750
31 Dec 222,7171,3457510
30 Sep 222,5191,2187550
30 Jun 222,3531,0807550
31 Mar 221,6735299440
31 Dec 211,3803287650
30 Sep 211,484827560
30 Jun 211,6401419430
31 Mar 21324-1,2025650
31 Dec 20306-1,2157580
30 Sep 20117-1,0497780
30 Jun 20-32-1,0735910
31 Mar 201,2131597920
31 Dec 191,1701278010
30 Sep 191,1671157860
30 Jun 191,1541097860
31 Mar 191,1451507800
31 Dec 181,1801567810
30 Sep 181,1921827880
30 Jun 181,1821877880
31 Mar 181,1581747930
31 Dec 171,1311768040
30 Sep 171,1052398000
30 Jun 171,0902078000
31 Mar 171,0692137600
31 Dec 161,0772228090
30 Sep 16956-698360
30 Jun 168923358360
31 Mar 16-742-9938930
31 Dec 15-903-1,1378850
30 Sep 15-1,475-1,5308240
30 Jun 15-1,795-2,1508240
31 Mar 15-420-1,0718570
31 Dec 14-573-1,0449340
30 Sep 14-354-1,3741,0660
30 Jun 14-252-1,4691,0660
31 Mar 14-359-1,5841,2920
31 Dec 13-399-1,1381,0070

Quality Earnings: EGFE.Y has high quality earnings.

Growing Profit Margin: EGFE.Y's current net profit margins (50.3%) are lower than last year (50.4%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: EGFE.Y has become profitable over the past 5 years, growing earnings by 53.5% per year.

Accelerating Growth: EGFE.Y's earnings growth over the past year (14.4%) is below its 5-year average (53.5% per year).

Earnings vs Industry: EGFE.Y earnings growth over the past year (14.4%) exceeded the Banks industry -11.8%.


Return on Equity

High ROE: EGFE.Y's Return on Equity (15.4%) is considered low.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/20 22:44
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Eurobank Ergasias Services and Holdings S.A. is covered by 35 analysts. 11 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Nikos KatsenosAlpha Finance Investment Services S.A.
Eleni IsmailouAxia Ventures Group Ltd
Constantinos ZouzoulasAxia Ventures Group Ltd