This company has been acquired
Eagle Financial Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Eagle Financial Bancorp has total assets of $174.3M and total equity of $26.0M. Total deposits are $136.7M, and total loans are $140.4M. It earns a Net Interest Margin of 2.9%. It has sufficient allowance for bad loans, which are currently at 0.2% of total loans. Cash and short-term investments are $8.8M.
Key information
6.7x
Asset to equity ratio
2.9%
Net interest margin
Total deposits | US$136.67m |
Loan to deposit ratio | Appropriate |
Bad loans | 0.2% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$8.80m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: EFBI's Assets to Equity ratio (6.7x) is low.
Allowance for Bad Loans: EFBI has a sufficient allowance for bad loans (512%).
Low Risk Liabilities: 92% of EFBI's liabilities are made up of primarily low risk sources of funding.
Loan Level: EFBI has an appropriate level of Loans to Assets ratio (81%).
Low Risk Deposits: EFBI's Loans to Deposits ratio (103%) is appropriate.
Level of Bad Loans: EFBI has an appropriate level of bad loans (0.2%).