Erste Group Bank Balance Sheet Health
Financial Health criteria checks 4/6
Erste Group Bank has total assets of €337.2B and total equity of €28.5B. Total deposits are €248.4B, and total loans are €225.6B earning a Net Interest Margin of 2.5%. It has insufficient allowance for bad loans, which are currently at 2.1% of total loans. Cash and short-term investments are €40.2B.
Key information
11.8x
Asset to equity ratio
2.5%
Net interest margin
Total deposits | €248.38b |
Loan to deposit ratio | Appropriate |
Bad loans | 2.1% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | €40.20b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: EBKD.Y's Assets to Equity ratio (11.8x) is moderate.
Allowance for Bad Loans: EBKD.Y has a low allowance for bad loans (84%).
Low Risk Liabilities: 80% of EBKD.Y's liabilities are made up of primarily low risk sources of funding.
Loan Level: EBKD.Y has an appropriate level of Loans to Assets ratio (67%).
Low Risk Deposits: EBKD.Y's Loans to Deposits ratio (91%) is appropriate.
Level of Bad Loans: EBKD.Y has a high level of bad loans (2.1%).