DBS Group Holdings Balance Sheet Health
Financial Health criteria checks 6/6
DBS Group Holdings has total assets of SGD790.1B and total equity of SGD65.5B. Total deposits are SGD551.1B, and total loans are SGD424.8B. It earns a Net Interest Margin of 2.2%. It has sufficient allowance for bad loans, which are currently at 1.1% of total loans. Cash and short-term investments are SGD75.6B.
Key information
12.1x
Asset to equity ratio
2.2%
Net interest margin
| Total deposits | S$551.09b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.1% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | S$75.63b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: DBSD.Y's Assets to Equity ratio (12.1x) is moderate.
Allowance for Bad Loans: DBSD.Y has a sufficient allowance for bad loans (128%).
Low Risk Liabilities: 76% of DBSD.Y's liabilities are made up of primarily low risk sources of funding.
Loan Level: DBSD.Y has an appropriate level of Loans to Assets ratio (54%).
Low Risk Deposits: DBSD.Y's Loans to Deposits ratio (77%) is appropriate.
Level of Bad Loans: DBSD.Y has an appropriate level of bad loans (1.1%).