Citizens National Balance Sheet Health
Financial Health criteria checks 6/6
Citizens National has total assets of $660.1M and total equity of $67.7M. Total deposits are $570.7M, and total loans are $308.9M.
Key information
9.8x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | US$570.74m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.3% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$16.15m |
Recent financial health updates
No updates
Recent updates
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Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CZNL's Assets to Equity ratio (9.8x) is low.
Allowance for Bad Loans: CZNL has a sufficient allowance for bad loans (591%).
Low Risk Liabilities: 96% of CZNL's liabilities are made up of primarily low risk sources of funding.
Loan Level: CZNL has an appropriate level of Loans to Assets ratio (47%).
Low Risk Deposits: CZNL's Loans to Deposits ratio (54%) is appropriate.
Level of Bad Loans: CZNL has an appropriate level of bad loans (0.3%).