Citizens Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Citizens Bancorp has total assets of $831.7M and total equity of $83.0M. Total deposits are $718.6M, and total loans are $372.4M.
Key information
10x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | US$718.61m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.1% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$46.98m |
Recent financial health updates
No updates
Recent updates
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Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CZBC's Assets to Equity ratio (10x) is moderate.
Allowance for Bad Loans: CZBC has a sufficient allowance for bad loans (1099%).
Low Risk Liabilities: 96% of CZBC's liabilities are made up of primarily low risk sources of funding.
Loan Level: CZBC has an appropriate level of Loans to Assets ratio (45%).
Low Risk Deposits: CZBC's Loans to Deposits ratio (52%) is appropriate.
Level of Bad Loans: CZBC has an appropriate level of bad loans (0.1%).