Community Bancorp of Santa Maria Balance Sheet Health
Financial Health criteria checks 4/6
Community Bancorp of Santa Maria has total assets of $391.8M and total equity of $29.0M. Total deposits are $355.9M, and total loans are $236.2M.
Key information
13.5x
Asset to equity ratio
n/a
Net interest margin
Total deposits | US$355.93m |
Loan to deposit ratio | Appropriate |
Bad loans | n/a |
Allowance for bad loans | n/a |
Current ratio | Low |
Cash & equivalents | US$10.53m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CYSM's Assets to Equity ratio (13.5x) is moderate.
Allowance for Bad Loans: Insufficient data to determine if CYSM has a sufficient allowance for bad loans.
Low Risk Liabilities: 98% of CYSM's liabilities are made up of primarily low risk sources of funding.
Loan Level: CYSM has an appropriate level of Loans to Assets ratio (60%).
Low Risk Deposits: CYSM's Loans to Deposits ratio (66%) is appropriate.
Level of Bad Loans: Insufficient data to determine if CYSM has an appropriate level of bad loans.