Century Financial Balance Sheet Health
Financial Health criteria checks 6/6
Century Financial has total assets of $474.3M and total equity of $50.0M. Total deposits are $416.0M, and total loans are $215.3M.
Key information
9.5x
Asset to equity ratio
n/a
Net interest margin
Total deposits | US$415.98m |
Loan to deposit ratio | Appropriate |
Bad loans | 0.5% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$82.43m |
Recent financial health updates
No updates
Recent updates
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Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CYFL's Assets to Equity ratio (9.5x) is low.
Allowance for Bad Loans: CYFL has a sufficient allowance for bad loans (324%).
Low Risk Liabilities: 98% of CYFL's liabilities are made up of primarily low risk sources of funding.
Loan Level: CYFL has an appropriate level of Loans to Assets ratio (45%).
Low Risk Deposits: CYFL's Loans to Deposits ratio (52%) is appropriate.
Level of Bad Loans: CYFL has an appropriate level of bad loans (0.5%).