Century Financial Balance Sheet Health
Financial Health criteria checks 6/6
Century Financial has total assets of $468.1M and total equity of $57.2M. Total deposits are $403.5M, and total loans are $235.5M.
Key information
8.2x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | US$403.54m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.5% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$82.64m |
Recent financial health updates
No updates
Recent updates
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Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CYFL's Assets to Equity ratio (8.2x) is low.
Allowance for Bad Loans: CYFL has a sufficient allowance for bad loans (324%).
Low Risk Liabilities: 98% of CYFL's liabilities are made up of primarily low risk sources of funding.
Loan Level: CYFL has an appropriate level of Loans to Assets ratio (50%).
Low Risk Deposits: CYFL's Loans to Deposits ratio (58%) is appropriate.
Level of Bad Loans: CYFL has an appropriate level of bad loans (0.5%).