CSB Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
CSB Bancorp has total assets of $1.2B and total equity of $109.6M. Total deposits are $1.0B, and total loans are $703.7M. It earns a Net Interest Margin of 3.3%. It has sufficient allowance for bad loans, which are currently at 0.06% of total loans. Cash and short-term investments are $39.4M.
Key information
10.6x
Asset to equity ratio
3.3%
Net interest margin
Total deposits | US$1.01b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.06% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$39.42m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CSBB's Assets to Equity ratio (10.6x) is moderate.
Allowance for Bad Loans: CSBB has a sufficient allowance for bad loans (1668%).
Low Risk Liabilities: 97% of CSBB's liabilities are made up of primarily low risk sources of funding.
Loan Level: CSBB has an appropriate level of Loans to Assets ratio (61%).
Low Risk Deposits: CSBB's Loans to Deposits ratio (70%) is appropriate.
Level of Bad Loans: CSBB has an appropriate level of bad loans (0.1%).