Chongqing Rural Commercial Bank Balance Sheet Health
Financial Health criteria checks 6/6
Chongqing Rural Commercial Bank has total assets of CN¥1,432.4B and total equity of CN¥119.4B. Total deposits are CN¥952.3B, and total loans are CN¥636.5B. It earns a Net Interest Margin of 2%. It has sufficient allowance for bad loans, which are currently at 1.2% of total loans. Cash and short-term investments are CN¥222.1B.
Key information
12x
Asset to equity ratio
2.0%
Net interest margin
| Total deposits | CN¥952.30b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.2% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | CN¥222.09b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: COGQ.F's Assets to Equity ratio (12x) is moderate.
Allowance for Bad Loans: COGQ.F has a sufficient allowance for bad loans (349%).
Low Risk Liabilities: 73% of COGQ.F's liabilities are made up of primarily low risk sources of funding.
Loan Level: COGQ.F has an appropriate level of Loans to Assets ratio (44%).
Low Risk Deposits: COGQ.F's Loans to Deposits ratio (67%) is appropriate.
Level of Bad Loans: COGQ.F has an appropriate level of bad loans (1.2%).