Cornerstone Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Cornerstone Bancorp has total assets of $989.1M and total equity of $61.4M. Total deposits are $884.1M, and total loans are $601.0M. It earns a Net Interest Margin of 3.6%. It has sufficient allowance for bad loans, which are currently at 0.2% of total loans. Cash and short-term investments are $220.7M.
Key information
16.1x
Asset to equity ratio
3.6%
Net interest margin
Total deposits | US$884.08m |
Loan to deposit ratio | Appropriate |
Bad loans | 0.2% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$220.66m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CNBP's Assets to Equity ratio (16.1x) is moderate.
Allowance for Bad Loans: CNBP has a sufficient allowance for bad loans (639%).
Low Risk Liabilities: 95% of CNBP's liabilities are made up of primarily low risk sources of funding.
Loan Level: CNBP has an appropriate level of Loans to Assets ratio (61%).
Low Risk Deposits: CNBP's Loans to Deposits ratio (68%) is appropriate.
Level of Bad Loans: CNBP has an appropriate level of bad loans (0.2%).