Commercial National Financial Balance Sheet Health
Financial Health criteria checks 6/6
Commercial National Financial has total assets of $384.9M and total equity of $34.2M. Total deposits are $327.3M, and total loans are $190.0M. It earns a Net Interest Margin of 3.7%. It has sufficient allowance for bad loans, which are currently at 0.04% of total loans. Cash and short-term investments are $4.6M.
Key information
11.3x
Asset to equity ratio
3.7%
Net interest margin
Total deposits | US$327.33m |
Loan to deposit ratio | Appropriate |
Bad loans | 0.04% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$4.60m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CNAF's Assets to Equity ratio (11.3x) is moderate.
Allowance for Bad Loans: CNAF has a sufficient allowance for bad loans (1706%).
Low Risk Liabilities: 93% of CNAF's liabilities are made up of primarily low risk sources of funding.
Loan Level: CNAF has an appropriate level of Loans to Assets ratio (49%).
Low Risk Deposits: CNAF's Loans to Deposits ratio (58%) is appropriate.
Level of Bad Loans: CNAF has an appropriate level of bad loans (0%).