Commonwealth Bank of Australia Balance Sheet Health
Financial Health criteria checks 5/6
Commonwealth Bank of Australia has total assets of A$1,254.1B and total equity of A$73.1B. Total deposits are A$879.1B, and total loans are A$942.2B earning a Net Interest Margin of 2%. It has insufficient allowance for bad loans, which are currently at 1% of total loans. Cash and short-term investments are A$180.1B.
Key information
17.2x
Asset to equity ratio
2.0%
Net interest margin
| Total deposits | AU$879.14b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.0% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | AU$180.12b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CMWA.Y's Assets to Equity ratio (17.2x) is moderate.
Allowance for Bad Loans: CMWA.Y has a low allowance for bad loans (63%).
Low Risk Liabilities: 74% of CMWA.Y's liabilities are made up of primarily low risk sources of funding.
Loan Level: CMWA.Y has an appropriate level of Loans to Assets ratio (75%).
Low Risk Deposits: CMWA.Y's Loans to Deposits ratio (107%) is appropriate.
Level of Bad Loans: CMWA.Y has an appropriate level of bad loans (1%).