CMUV Bancorp Past Earnings Performance
Past criteria checks 2/6
CMUV Bancorp has been growing earnings at an average annual rate of 10.1%, while the Banks industry saw earnings growing at 10.4% annually. Revenues have been growing at an average rate of 7.4% per year. CMUV Bancorp's return on equity is 10%, and it has net margins of 29.1%.
Key information
10.1%
Earnings growth rate
14.0%
EPS growth rate
Banks Industry Growth | 11.2% |
Revenue growth rate | 7.4% |
Return on equity | 10.0% |
Net Margin | 29.1% |
Last Earnings Update | 30 Sep 2023 |
Recent past performance updates
No updates
Recent updates
Revenue & Expenses BreakdownBeta
How CMUV Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
---|---|---|---|---|
30 Sep 23 | 12 | 3 | 4 | 0 |
30 Jun 23 | 12 | 3 | 4 | 0 |
31 Mar 23 | 12 | 4 | 4 | 0 |
31 Dec 22 | 12 | 4 | 4 | 0 |
30 Sep 22 | 12 | 4 | 3 | 0 |
30 Jun 22 | 13 | 5 | 3 | 0 |
31 Mar 22 | 13 | 5 | 4 | 0 |
31 Dec 21 | 13 | 5 | 3 | 0 |
31 Dec 20 | 10 | 3 | 3 | 0 |
31 Dec 19 | 9 | 2 | 3 | 0 |
31 Dec 18 | 8 | 2 | 3 | 0 |
31 Dec 17 | 8 | 1 | 3 | 0 |
31 Dec 16 | 7 | 2 | 3 | 0 |
31 Dec 15 | 6 | 1 | 3 | 0 |
30 Sep 15 | 5 | 2 | 3 | 0 |
30 Jun 15 | 5 | 2 | 4 | 0 |
31 Mar 15 | 5 | 2 | 4 | 0 |
31 Dec 14 | 5 | 2 | 3 | 0 |
30 Sep 14 | 5 | 2 | 3 | 0 |
30 Jun 14 | 5 | 2 | 3 | 0 |
31 Mar 14 | 5 | 1 | 3 | 0 |
31 Dec 13 | 5 | 1 | 3 | 0 |
30 Sep 13 | 5 | 1 | 3 | 0 |
30 Jun 13 | 5 | 1 | 3 | 0 |
31 Mar 13 | 5 | 1 | 3 | 0 |
Quality Earnings: CMUV has high quality earnings.
Growing Profit Margin: CMUV's current net profit margins (29.1%) are lower than last year (34.2%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: CMUV's earnings have grown by 10.1% per year over the past 5 years.
Accelerating Growth: CMUV's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: CMUV had negative earnings growth (-14.6%) over the past year, making it difficult to compare to the Banks industry average (-9%).
Return on Equity
High ROE: CMUV's Return on Equity (10%) is considered low.