CMUV Bancorp Past Earnings Performance

Past criteria checks 5/6

CMUV Bancorp has been growing earnings at an average annual rate of 1.6%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 4.5% per year. CMUV Bancorp's return on equity is 10.2%, and it has net margins of 29.4%.

Key information

1.6%

Earnings growth rate

6.6%

EPS growth rate

Banks Industry Growth11.2%
Revenue growth rate4.5%
Return on equity10.2%
Net Margin29.4%
Last Earnings Update30 Sep 2024

Recent past performance updates

No updates

Recent updates

Revenue & Expenses Breakdown

How CMUV Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

OTCPK:CMUV Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2413440
31 Mar 2412340
31 Dec 2312440
30 Sep 2312340
30 Jun 2312340
31 Mar 2312440
31 Dec 2212440
30 Sep 2212430
30 Jun 2213530
31 Mar 2213540
31 Dec 2113530
31 Dec 2010330
31 Dec 199230
31 Dec 188230
31 Dec 178130
31 Dec 167230
31 Dec 156130
30 Sep 155230
30 Jun 155240
31 Mar 155240
31 Dec 145230
30 Sep 145230
30 Jun 145230
31 Mar 145130
31 Dec 135130

Quality Earnings: CMUV has high quality earnings.

Growing Profit Margin: CMUV's current net profit margins (29.4%) are higher than last year (29.1%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: CMUV's earnings have grown by 1.6% per year over the past 5 years.

Accelerating Growth: CMUV's earnings growth over the past year (8%) exceeds its 5-year average (1.6% per year).

Earnings vs Industry: CMUV earnings growth over the past year (8%) exceeded the Banks industry -11.8%.


Return on Equity

High ROE: CMUV's Return on Equity (10.2%) is considered low.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/24 14:07
End of Day Share Price 2024/12/24 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

CMUV Bancorp is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

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