Community Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Community Bancorp has total assets of $1.1B and total equity of $89.0M. Total deposits are $897.0M, and total loans are $836.2M. It earns a Net Interest Margin of 3.5%. It has sufficient allowance for bad loans, which are currently at 0.9% of total loans. Cash and short-term investments are $20.3M.
Key information
12.3x
Asset to equity ratio
3.5%
Net interest margin
Total deposits | US$896.97m |
Loan to deposit ratio | Appropriate |
Bad loans | 0.9% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$20.33m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CMTV's Assets to Equity ratio (12.3x) is moderate.
Allowance for Bad Loans: CMTV has a sufficient allowance for bad loans (132%).
Low Risk Liabilities: 89% of CMTV's liabilities are made up of primarily low risk sources of funding.
Loan Level: CMTV has an appropriate level of Loans to Assets ratio (76%).
Low Risk Deposits: CMTV's Loans to Deposits ratio (93%) is appropriate.
Level of Bad Loans: CMTV has an appropriate level of bad loans (0.9%).