Community Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Community Bancorp has total assets of $1.2B and total equity of $98.3M. Total deposits are $929.6M, and total loans are $903.8M. It earns a Net Interest Margin of 3.5%. It has sufficient allowance for bad loans, which are currently at 0.6% of total loans. Cash and short-term investments are $49.8M.
Key information
12x
Asset to equity ratio
3.5%
Net interest margin
| Total deposits | US$929.58m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.6% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$49.82m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CMTV's Assets to Equity ratio (12x) is moderate.
Allowance for Bad Loans: CMTV has a sufficient allowance for bad loans (178%).
Low Risk Liabilities: 86% of CMTV's liabilities are made up of primarily low risk sources of funding.
Loan Level: CMTV has an appropriate level of Loans to Assets ratio (77%).
Low Risk Deposits: CMTV's Loans to Deposits ratio (97%) is appropriate.
Level of Bad Loans: CMTV has an appropriate level of bad loans (0.6%).