Capitec Management
Management criteria checks 2/4
Capitec's CEO is Graham Lee, appointed in Jul 2025, has a tenure of 1.08 years. total yearly compensation is ZAR45.88M, comprised of 16.7% salary and 83.3% bonuses, including company stock and options. directly owns 0.009% of the company’s shares, worth $3.07M. The average tenure of the management team and the board of directors is 1.3 years and 5.9 years respectively.
Key information
Graham Lee
Chief executive officer
R45.9m
Total compensation
| CEO salary percentage | 16.67% |
| CEO tenure | 1.1yrs |
| CEO ownership | 0.009% |
| Management average tenure | 1.3yrs |
| Board average tenure | 5.9yrs |
Recent management updates
Recent updates
CEO Compensation Analysis
| Date | Total Compensation | Salary | Company Earnings |
|---|---|---|---|
| Feb 28 2026 | R46m | R8m | R17b |
Compensation vs Market: Graham's total compensation ($USD2.80M) is below average for companies of similar size in the US market ($USD14.56M).
Compensation vs Earnings: Insufficient data to compare Graham's compensation with company performance.
CEO
Graham Lee (51 yo)
Mr. Graham Roy Lee, B.Bus.Sci., CGMA, M.B.A., is CEO & Executive Director of Capitec Bank Limited from July 19, 2025. He is CEO & Executive Director of Capitec Bank Holdings Limited from July 19, 2025. Mr....
Leadership Team
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| CEO & Executive Director | 1.1yrs | R45.88m | 0.0089% $ 3.1m | |
| CFO, Financial Director & Executive Director | 4.1yrs | R43.48m | 0.0048% $ 1.6m | |
| Chief Information Officer | less than a year | no data | no data | |
| Head of Compliance | 1yr | no data | no data | |
| Executive of Marketing & Communications | 10.2yrs | no data | 0.026% $ 8.8m | |
| Head of Marketing | no data | no data | no data | |
| Executive of Human Resources | no data | no data | 0.0063% $ 2.2m | |
| Head of Service Support | no data | no data | no data | |
| Head of Solutions Delivery & Academy - Technology Services | no data | no data | no data | |
| Head of Mercantile Rental Finance | no data | no data | no data | |
| Chief Data Officer | 1.6yrs | no data | no data | |
| Product Head | no data | no data | no data |
Experienced Management: CKHG.F's management team is not considered experienced ( 1.3 years average tenure), which suggests a new team.
Board Members
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| CEO & Executive Director | 1.1yrs | R45.88m | 0.0089% $ 3.1m | |
| CFO, Financial Director & Executive Director | 4.1yrs | R43.48m | 0.0048% $ 1.6m | |
| Non-Independent Non-Executive Director | 25.4yrs | R686.00k | 11.36% $ 3.9b | |
| Independent Non-Executive Chairman | 7.2yrs | R6.64m | 0.0010% $ 351.7k | |
| Lead Independent Director | 5.9yrs | R1.82m | no data | |
| Non-Independent Non Executive Director | 18.8yrs | R1.29m | 6.13% $ 2.1b | |
| Independent Non-Executive Director | 5.9yrs | R1.83m | no data | |
| Independent Non-Executive Director | 5.9yrs | R2.03m | 0.00060% $ 206.9k | |
| Independent Non-Executive Director | 2.9yrs | R2.49m | no data | |
| Independent Non-Executive Director | 1.4yrs | R1.79m | no data | |
| Independent Non-Executive Director | 2.9yrs | R1.55m | no data |
Experienced Board: CKHG.F's board of directors are considered experienced (5.9 years average tenure).
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/08/05 23:28 |
| End of Day Share Price | 2026/07/29 00:00 |
| Earnings | 2026/02/28 |
| Annual Earnings | 2026/02/28 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Capitec Limited is covered by 16 analysts. 9 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Ilan Stermer | Anchor Stockbrokers Proprietary Limited |
| Jaap Meijer | Arqaam Capital Research Offshore S.A.L. |
| Adrienne Damant | Avior Capital Markets |