Capitec Bank Holdings is forecast to grow earnings and revenue by 16.2% and 18.6% per annum respectively. EPS is expected to grow by 16% per annum. Return on equity is forecast to be 31.4% in 3 years.
Key information
16.2%
Earnings growth rate
15.95%
EPS growth rate
Banks earnings growth
8.2%
Revenue growth rate
18.6%
Future return on equity
31.40%
Analyst coverage
Good
Last updated
01 Jun 2026
Recent future growth updates
No updates
Recent updates
Earnings and Revenue Growth Forecasts
OTCPK:CKHG.F - Analysts future estimates and past financials data (ZAR Millions)
Date
Revenue
Earnings
Free Cash Flow
Cash from Op
Avg. No. Analysts
2/28/2029
77,509
27,442
N/A
N/A
4
2/29/2028
68,828
23,582
N/A
N/A
6
2/28/2027
60,384
19,800
N/A
N/A
6
2/28/2026
42,424
16,829
2,043
3,179
N/A
11/30/2025
40,875
16,068
3,027
4,073
N/A
8/31/2025
39,325
15,308
4,011
4,968
N/A
5/31/2025
37,561
14,523
3,823
4,988
N/A
2/28/2025
35,797
13,738
3,636
5,009
N/A
11/30/2024
33,769
13,013
6,349
7,823
N/A
8/31/2024
31,740
12,288
9,063
10,637
N/A
5/31/2024
29,518
11,425
8,147
9,513
N/A
2/29/2024
27,295
10,561
7,231
8,388
N/A
11/30/2023
25,943
10,039
3,763
4,915
N/A
8/31/2023
24,590
9,517
295
1,442
N/A
5/31/2023
24,003
9,332
-3,934
-2,779
N/A
2/28/2023
23,415
9,147
-8,162
-6,999
N/A
11/30/2022
23,665
9,039
-8,260
-7,190
N/A
8/31/2022
23,915
8,930
-8,358
-7,382
N/A
5/31/2022
23,641
8,727
-4,510
-3,590
N/A
2/28/2022
23,366
8,523
-661
201
N/A
11/30/2021
22,142
8,135
-99
739
N/A
8/31/2021
20,917
7,747
464
1,276
N/A
5/31/2021
17,982
6,099
4,973
5,797
N/A
2/28/2021
15,047
4,452
9,482
10,319
N/A
11/30/2020
14,348
4,184
7,498
8,464
N/A
8/31/2020
13,650
3,916
5,515
6,609
N/A
5/31/2020
15,130
5,080
2,074
3,322
N/A
2/29/2020
16,611
6,243
-1,367
36
N/A
11/30/2019
16,133
6,011
N/A
1,657
N/A
8/31/2019
15,655
5,779
N/A
3,278
N/A
5/31/2019
15,107
5,532
N/A
1,903
N/A
2/28/2019
14,559
5,285
N/A
529
N/A
11/30/2018
13,919
5,075
N/A
2,072
N/A
8/31/2018
13,278
4,865
N/A
3,616
N/A
5/31/2018
12,896
4,661
N/A
3,240
N/A
2/28/2018
12,513
4,458
N/A
2,865
N/A
11/30/2017
12,050
4,272
N/A
3,064
N/A
8/31/2017
11,586
4,086
N/A
3,263
N/A
5/31/2017
11,133
3,938
N/A
1,851
N/A
2/28/2017
10,679
3,790
N/A
440
N/A
11/30/2016
10,223
3,643
N/A
829
N/A
8/31/2016
9,767
3,496
N/A
1,218
N/A
5/31/2016
9,415
3,355
N/A
803
N/A
2/29/2016
9,063
3,213
N/A
389
N/A
11/30/2015
8,736
3,029
N/A
1,213
N/A
8/31/2015
8,408
2,844
N/A
2,037
N/A
Analyst Future Growth Forecasts
Earnings vs Savings Rate: CKHG.F's forecast earnings growth (16.2% per year) is above the savings rate (3.5%).
Earnings vs Market: CKHG.F's earnings (16.2% per year) are forecast to grow slower than the US market (17.1% per year).
High Growth Earnings: CKHG.F's earnings are forecast to grow, but not significantly.
Revenue vs Market: CKHG.F's revenue (18.6% per year) is forecast to grow faster than the US market (11.9% per year).
High Growth Revenue: CKHG.F's revenue (18.6% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: CKHG.F's Return on Equity is forecast to be high in 3 years time (31.4%)
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Company Analysis and Financial Data Status
Data
Last Updated (UTC time)
Company Analysis
2026/06/06 17:37
End of Day Share Price
2026/03/09 00:00
Earnings
2026/02/28
Annual Earnings
2026/02/28
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
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Analyst Sources
Capitec Bank Holdings Limited is covered by 16 analysts. 9 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.