CIB Marine Bancshares Past Earnings Performance
Past criteria checks 4/6
CIB Marine Bancshares's earnings have been declining at an average annual rate of -11.9%, while the Banks industry saw earnings growing at 7% annually. Revenues have been declining at an average rate of 2.4% per year. CIB Marine Bancshares's return on equity is 4.5%, and it has net margins of 12.2%.
Key information
-11.9%
Earnings growth rate
-13.1%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | -2.4% |
| Return on equity | 4.5% |
| Net Margin | 12.2% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
No updates
Recent updates
Revenue & Expenses Breakdown
How CIB Marine Bancshares makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 34 | 4 | 24 | 0 |
| 30 Jun 24 | 33 | 3 | 24 | 0 |
| 31 Mar 24 | 30 | 1 | 25 | 0 |
| 31 Dec 23 | 30 | 1 | 25 | 0 |
| 30 Sep 23 | 31 | 3 | 25 | 0 |
| 30 Jun 23 | 31 | 3 | 24 | 0 |
| 31 Mar 23 | 30 | 3 | 23 | 0 |
| 31 Dec 22 | 30 | 4 | 23 | 0 |
| 30 Sep 22 | 32 | 4 | 24 | 0 |
| 30 Jun 22 | 34 | 6 | 25 | 0 |
| 31 Mar 22 | 36 | 6 | 26 | 0 |
| 31 Dec 21 | 40 | 7 | 27 | 0 |
| 30 Sep 21 | 43 | 8 | 29 | 0 |
| 30 Jun 21 | 46 | 9 | 31 | 0 |
| 31 Mar 21 | 46 | 10 | 31 | 0 |
| 31 Dec 20 | 43 | 8 | 30 | 0 |
| 30 Sep 20 | 37 | 6 | 27 | 0 |
| 30 Jun 20 | 32 | 3 | 25 | 0 |
| 31 Mar 20 | 30 | 3 | 24 | 0 |
| 31 Dec 19 | 29 | 2 | 23 | 0 |
| 30 Sep 19 | 30 | 4 | 23 | 0 |
| 30 Jun 19 | 30 | 5 | 23 | 0 |
| 31 Mar 19 | 30 | 5 | 23 | 0 |
| 31 Dec 18 | 30 | 5 | 23 | 0 |
| 30 Sep 18 | 30 | 28 | 22 | 0 |
| 30 Jun 18 | 29 | 27 | 22 | 0 |
| 31 Mar 18 | 28 | 27 | 21 | 0 |
| 31 Dec 17 | 28 | 27 | 21 | 0 |
| 30 Sep 17 | 28 | 4 | 21 | 0 |
| 30 Jun 17 | 28 | 4 | 21 | 0 |
| 31 Mar 17 | 28 | 4 | 21 | 0 |
| 31 Dec 16 | 28 | 4 | 21 | 0 |
| 30 Sep 16 | 25 | 2 | 20 | 0 |
| 30 Jun 16 | 24 | 2 | 19 | 0 |
| 31 Mar 16 | 22 | 0 | 19 | 0 |
| 31 Dec 15 | 21 | -1 | 18 | 0 |
| 30 Sep 15 | 21 | 0 | 18 | 0 |
| 30 Jun 15 | 21 | 0 | 18 | 0 |
| 31 Mar 15 | 20 | 0 | 17 | 0 |
| 31 Dec 14 | 19 | 0 | 16 | 0 |
| 31 Dec 13 | 16 | -1 | 15 | 0 |
Quality Earnings: CIBH has high quality earnings.
Growing Profit Margin: CIBH's current net profit margins (12.2%) are higher than last year (9.1%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: CIBH's earnings have declined by 11.9% per year over the past 5 years.
Accelerating Growth: CIBH's earnings growth over the past year (46.6%) exceeds its 5-year average (-11.9% per year).
Earnings vs Industry: CIBH earnings growth over the past year (46.6%) exceeded the Banks industry -11.8%.
Return on Equity
High ROE: CIBH's Return on Equity (4.5%) is considered low.