CIB Marine Bancshares, Inc.

OTCPK:CIBH Stock Report

Market Cap: US$40.2m

CIB Marine Bancshares Past Earnings Performance

Past criteria checks 4/6

CIB Marine Bancshares's earnings have been declining at an average annual rate of -11.9%, while the Banks industry saw earnings growing at 7.2% annually. Revenues have been declining at an average rate of 2.4% per year. CIB Marine Bancshares's return on equity is 4.5%, and it has net margins of 12.2%.

Key information

-11.9%

Earnings growth rate

-14.1%

EPS growth rate

Banks Industry Growth11.2%
Revenue growth rate-2.4%
Return on equity4.5%
Net Margin12.2%
Last Earnings Update30 Sep 2024

Recent past performance updates

No updates

Recent updates

Revenue & Expenses Breakdown

How CIB Marine Bancshares makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

OTCPK:CIBH Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 24344240
30 Jun 24333240
31 Mar 24301250
31 Dec 23301250
30 Sep 23313250
30 Jun 23313240
31 Mar 23303230
31 Dec 22304230
30 Sep 22324240
30 Jun 22346250
31 Mar 22366260
31 Dec 21407270
30 Sep 21438290
30 Jun 21469310
31 Mar 214610310
31 Dec 20438300
30 Sep 20376270
30 Jun 20323250
31 Mar 20303240
31 Dec 19292230
30 Sep 19304230
30 Jun 19305230
31 Mar 19305230
31 Dec 18305230
30 Sep 183028220
30 Jun 182927220
31 Mar 182827210
31 Dec 172827210
30 Sep 17284210
30 Jun 17284210
31 Mar 17284210
31 Dec 16284210
30 Sep 16252200
30 Jun 16242190
31 Mar 16220190
31 Dec 1521-1180
30 Sep 15210180
30 Jun 15210180
31 Mar 15200170
31 Dec 14190160
31 Dec 1316-1150

Quality Earnings: CIBH has high quality earnings.

Growing Profit Margin: CIBH's current net profit margins (12.2%) are higher than last year (9.1%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: CIBH's earnings have declined by 11.9% per year over the past 5 years.

Accelerating Growth: CIBH's earnings growth over the past year (46.6%) exceeds its 5-year average (-11.9% per year).

Earnings vs Industry: CIBH earnings growth over the past year (46.6%) exceeded the Banks industry -13.1%.


Return on Equity

High ROE: CIBH's Return on Equity (4.5%) is considered low.


Return on Assets


Return on Capital Employed


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