Chiba Bank Balance Sheet Health
Financial Health criteria checks 5/6
Chiba Bank has total assets of ¥21,829.2B and total equity of ¥1,171.7B. Total deposits are ¥16,235.4B, and total loans are ¥13,435.7B earning a Net Interest Margin of 0.8%. It has insufficient allowance for bad loans, which are currently at 0.9% of total loans. Cash and short-term investments are ¥4,741.6B.
Key information
18.6x
Asset to equity ratio
0.8%
Net interest margin
| Total deposits | JP¥16.24t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.9% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | JP¥4.74t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CHBA.Y's Assets to Equity ratio (18.6x) is moderate.
Allowance for Bad Loans: CHBA.Y has a low allowance for bad loans (27%).
Low Risk Liabilities: 79% of CHBA.Y's liabilities are made up of primarily low risk sources of funding.
Loan Level: CHBA.Y has an appropriate level of Loans to Assets ratio (62%).
Low Risk Deposits: CHBA.Y's Loans to Deposits ratio (83%) is appropriate.
Level of Bad Loans: CHBA.Y has an appropriate level of bad loans (0.9%).