China Minsheng Banking Balance Sheet Health
Financial Health criteria checks 6/6
China Minsheng Banking has total assets of CN¥7,698.0B and total equity of CN¥646.3B. Total deposits are CN¥5,295.7B, and total loans are CN¥4,499.9B. It earns a Net Interest Margin of 1.5%. It has sufficient allowance for bad loans, which are currently at 1.4% of total loans. Cash and short-term investments are CN¥750.5B.
Key information
11.9x
Asset to equity ratio
1.5%
Net interest margin
| Total deposits | CN¥5.30t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.4% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | CN¥750.53b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CGMB.F's Assets to Equity ratio (11.9x) is moderate.
Allowance for Bad Loans: CGMB.F has a sufficient allowance for bad loans (146%).
Low Risk Liabilities: 75% of CGMB.F's liabilities are made up of primarily low risk sources of funding.
Loan Level: CGMB.F has an appropriate level of Loans to Assets ratio (58%).
Low Risk Deposits: CGMB.F's Loans to Deposits ratio (85%) is appropriate.
Level of Bad Loans: CGMB.F has an appropriate level of bad loans (1.4%).