China Minsheng Banking Balance Sheet Health
Financial Health criteria checks 6/6
China Minsheng Banking has total assets of CN¥7,522.1B and total equity of CN¥634.4B. Total deposits are CN¥5,588.1B, and total loans are CN¥4,433.5B. It earns a Net Interest Margin of 1.6%. It has sufficient allowance for bad loans, which are currently at 1.5% of total loans. Cash and short-term investments are CN¥740.9B.
Key information
11.9x
Asset to equity ratio
1.6%
Net interest margin
Total deposits | CN¥5.59t |
Loan to deposit ratio | Appropriate |
Bad loans | 1.5% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | CN¥740.89b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CGMB.F's Assets to Equity ratio (11.9x) is moderate.
Allowance for Bad Loans: CGMB.F has a sufficient allowance for bad loans (149%).
Low Risk Liabilities: 81% of CGMB.F's liabilities are made up of primarily low risk sources of funding.
Loan Level: CGMB.F has an appropriate level of Loans to Assets ratio (59%).
Low Risk Deposits: CGMB.F's Loans to Deposits ratio (79%) is appropriate.
Level of Bad Loans: CGMB.F has an appropriate level of bad loans (1.5%).