Community First Bancorporation Balance Sheet Health
Financial Health criteria checks 6/6
Community First Bancorporation has total assets of $684.7M and total equity of $52.6M. Total deposits are $579.3M, and total loans are $504.9M. It earns a Net Interest Margin of 3.5%. It has sufficient allowance for bad loans, which are currently at 0.1% of total loans. Cash and short-term investments are $45.5M.
Key information
13x
Asset to equity ratio
3.5%
Net interest margin
Total deposits | US$579.27m |
Loan to deposit ratio | Appropriate |
Bad loans | 0.1% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$45.47m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CFOK's Assets to Equity ratio (13x) is moderate.
Allowance for Bad Loans: CFOK has a sufficient allowance for bad loans (1245%).
Low Risk Liabilities: 92% of CFOK's liabilities are made up of primarily low risk sources of funding.
Loan Level: CFOK has an appropriate level of Loans to Assets ratio (74%).
Low Risk Deposits: CFOK's Loans to Deposits ratio (87%) is appropriate.
Level of Bad Loans: CFOK has an appropriate level of bad loans (0.1%).