Chino Commercial Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Chino Commercial Bancorp has total assets of $461.5M and total equity of $38.7M. Total deposits are $335.2M, and total loans are $175.6M. It earns a Net Interest Margin of 3.1%. It has sufficient allowance for bad loans, which are currently at 0.3% of total loans. Cash and short-term investments are $44.8M.
Key information
11.9x
Asset to equity ratio
3.1%
Net interest margin
Total deposits | US$335.18m |
Loan to deposit ratio | Appropriate |
Bad loans | 0.3% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$44.83m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CCBC's Assets to Equity ratio (11.9x) is moderate.
Allowance for Bad Loans: CCBC has a sufficient allowance for bad loans (935%).
Low Risk Liabilities: 79% of CCBC's liabilities are made up of primarily low risk sources of funding.
Loan Level: CCBC has an appropriate level of Loans to Assets ratio (38%).
Low Risk Deposits: CCBC's Loans to Deposits ratio (52%) is appropriate.
Level of Bad Loans: CCBC has an appropriate level of bad loans (0.3%).