Commencement Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Commencement Bancorp has total assets of $586.2M and total equity of $50.1M. Total deposits are $531.2M, and total loans are $437.4M.
Key information
11.7x
Asset to equity ratio
n/a
Net interest margin
Total deposits | US$531.19m |
Loan to deposit ratio | Appropriate |
Bad loans | 0.1% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$15.29m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CBWA's Assets to Equity ratio (11.7x) is moderate.
Allowance for Bad Loans: CBWA has a sufficient allowance for bad loans (1198%).
Low Risk Liabilities: 99% of CBWA's liabilities are made up of primarily low risk sources of funding.
Loan Level: CBWA has an appropriate level of Loans to Assets ratio (75%).
Low Risk Deposits: CBWA's Loans to Deposits ratio (82%) is appropriate.
Level of Bad Loans: CBWA has an appropriate level of bad loans (0.1%).