Commencement Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Commencement Bancorp has total assets of $596.9M and total equity of $49.1M. Total deposits are $535.4M, and total loans are $458.8M.
Key information
12.2x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | US$535.35m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.1% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$9.03m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CBWA's Assets to Equity ratio (12.2x) is moderate.
Allowance for Bad Loans: CBWA has a sufficient allowance for bad loans (1198%).
Low Risk Liabilities: 98% of CBWA's liabilities are made up of primarily low risk sources of funding.
Loan Level: CBWA has an appropriate level of Loans to Assets ratio (77%).
Low Risk Deposits: CBWA's Loans to Deposits ratio (86%) is appropriate.
Level of Bad Loans: CBWA has an appropriate level of bad loans (0.1%).