Citizens Bancorp Investment Balance Sheet Health
Financial Health criteria checks 6/6
Citizens Bancorp Investment has total assets of $1.5B and total equity of $117.0M. Total deposits are $1.3B, and total loans are $963.6M.
Key information
12.7x
Asset to equity ratio
n/a
Net interest margin
Total deposits | US$1.28b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.6% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$23.82m |
Recent financial health updates
No updates
Recent updates
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Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CBTN's Assets to Equity ratio (12.7x) is moderate.
Allowance for Bad Loans: CBTN has a sufficient allowance for bad loans (195%).
Low Risk Liabilities: 94% of CBTN's liabilities are made up of primarily low risk sources of funding.
Loan Level: CBTN has an appropriate level of Loans to Assets ratio (65%).
Low Risk Deposits: CBTN's Loans to Deposits ratio (75%) is appropriate.
Level of Bad Loans: CBTN has an appropriate level of bad loans (0.6%).