Bay Community Bancorp Past Earnings Performance
Past criteria checks 4/6
Bay Community Bancorp has been growing earnings at an average annual rate of 24.4%, while the Banks industry saw earnings growing at 9.9% annually. Revenues have been growing at an average rate of 17.8% per year. Bay Community Bancorp's return on equity is 4.9%, and it has net margins of 25.9%.
Key information
24.4%
Earnings growth rate
22.8%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 17.8% |
| Return on equity | 4.9% |
| Net Margin | 25.9% |
| Last Earnings Update | 30 Sep 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How Bay Community Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 23 | 36 | 9 | 24 | 0 |
| 30 Jun 23 | 33 | 8 | 23 | 0 |
| 31 Mar 23 | 32 | 8 | 17 | 0 |
| 31 Dec 22 | 31 | 8 | 14 | 0 |
| 30 Sep 22 | 29 | 7 | 16 | 0 |
| 30 Jun 22 | 27 | 7 | 11 | 0 |
| 31 Mar 22 | 27 | 7 | 11 | 0 |
| 31 Dec 21 | 26 | 7 | 11 | 0 |
| 30 Sep 21 | 25 | 7 | 9 | 0 |
| 30 Jun 21 | 24 | 7 | 9 | 0 |
| 31 Mar 21 | 21 | 6 | 9 | 0 |
| 31 Dec 20 | 20 | 5 | 9 | 0 |
| 30 Sep 20 | 19 | 4 | 9 | 0 |
| 30 Jun 20 | 19 | 4 | 9 | 0 |
| 31 Mar 20 | 19 | 4 | 9 | 0 |
| 31 Dec 19 | 18 | 4 | 9 | 0 |
| 30 Sep 19 | 18 | 4 | 8 | 0 |
| 30 Jun 19 | 16 | 3 | 8 | 0 |
| 31 Mar 19 | 16 | 3 | 8 | 0 |
| 31 Dec 18 | 15 | 3 | 8 | 0 |
| 30 Sep 18 | 14 | 2 | 6 | 0 |
| 30 Jun 18 | 13 | 2 | 6 | 0 |
| 31 Mar 18 | 12 | 1 | 6 | 0 |
| 31 Dec 17 | 11 | 1 | 6 | 0 |
| 30 Sep 17 | 11 | 1 | 6 | 0 |
| 30 Jun 17 | 11 | 1 | 6 | 0 |
| 31 Mar 17 | 11 | 1 | 0 | 0 |
| 31 Dec 16 | 11 | 2 | 6 | 0 |
| 30 Sep 16 | 11 | 1 | 6 | 0 |
| 30 Jun 16 | 11 | 1 | 0 | 0 |
| 31 Mar 16 | 11 | 1 | 0 | 0 |
| 31 Dec 15 | 10 | 1 | 6 | 0 |
| 30 Sep 15 | 11 | 2 | 5 | 0 |
| 30 Jun 15 | 10 | 2 | 5 | 0 |
| 31 Mar 15 | 10 | 2 | 5 | 0 |
| 31 Dec 14 | 9 | 2 | 5 | 0 |
| 31 Dec 13 | 8 | 2 | 5 | 0 |
Quality Earnings: CBOB.A has high quality earnings.
Growing Profit Margin: CBOB.A's current net profit margins (25.9%) are lower than last year (26.1%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: CBOB.A's earnings have grown significantly by 24.4% per year over the past 5 years.
Accelerating Growth: CBOB.A's earnings growth over the past year (25.2%) exceeds its 5-year average (24.4% per year).
Earnings vs Industry: CBOB.A earnings growth over the past year (25.2%) exceeded the Banks industry -10.8%.
Return on Equity
High ROE: CBOB.A's Return on Equity (4.9%) is considered low.