Consumers Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Consumers Bancorp has total assets of $1.1B and total equity of $62.1M. Total deposits are $975.1M, and total loans are $734.7M. It earns a Net Interest Margin of 3.4%. It has sufficient allowance for bad loans, which are currently at 0.1% of total loans. Cash and short-term investments are $27.6M.
Key information
17.6x
Asset to equity ratio
3.4%
Net interest margin
Total deposits | US$975.13m |
Loan to deposit ratio | Appropriate |
Bad loans | 0.1% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$27.60m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CBKM's Assets to Equity ratio (17.6x) is moderate.
Allowance for Bad Loans: CBKM has a sufficient allowance for bad loans (719%).
Low Risk Liabilities: 95% of CBKM's liabilities are made up of primarily low risk sources of funding.
Loan Level: CBKM has an appropriate level of Loans to Assets ratio (67%).
Low Risk Deposits: CBKM's Loans to Deposits ratio (75%) is appropriate.
Level of Bad Loans: CBKM has an appropriate level of bad loans (0.1%).