CaixaBank has been growing earnings at an average annual rate of 9%, while the Banks industry saw earnings growing at 2.8% annually. Revenues have been growing at an average rate of 12.4% per year. CaixaBank's return on equity is 16.2%, and it has net margins of 37%.
Key information
8.96%
Earnings growth rate
8.97%
EPS growth rate
Banks Industry Growth
11.18%
Revenue growth rate
12.43%
Return on equity
16.22%
Net Margin
36.96%
Next Earnings Update
29 Jul 2026
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How CaixaBank makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
OTCPK:CAIX.Y Revenue, expenses and earnings (EUR Millions)
Date
Revenue
Earnings
G+A Expenses
R&D Expenses
31 Mar 26
15,457
5,713
6,452
0
31 Dec 25
15,355
5,611
6,380
0
30 Sep 25
15,053
5,668
6,311
0
30 Jun 25
15,571
5,796
6,226
0
31 Mar 25
14,910
5,984
6,148
0
31 Dec 24
14,820
5,519
6,076
0
30 Sep 24
14,048
5,126
5,958
0
30 Jun 24
13,815
5,075
5,894
0
31 Mar 24
13,847
4,687
5,054
0
31 Dec 23
12,925
4,537
5,760
0
30 Sep 23
12,359
4,056
4,992
0
30 Jun 23
10,954
3,430
4,896
0
31 Mar 23
11,482
3,031
6,035
0
31 Dec 22
10,183
2,866
5,506
0
30 Sep 22
9,817
2,648
7,785
0
30 Jun 22
9,799
2,481
6,045
0
31 Mar 22
9,416
901
7,224
0
31 Dec 21
9,345
4,980
7,294
0
30 Sep 21
10,305
5,313
4,869
0
30 Jun 21
9,506
5,106
6,374
0
31 Mar 21
8,764
5,934
4,406
0
31 Dec 20
7,738
1,238
4,541
0
30 Sep 20
6,543
1,032
4,622
0
30 Jun 20
6,696
1,154
4,671
0
31 Mar 20
7,599
1,129
4,718
0
31 Dec 19
8,080
1,572
4,188
0
30 Sep 19
7,743
1,455
4,749
0
30 Jun 19
7,743
1,281
4,722
0
31 Mar 19
7,590
1,786
4,673
0
31 Dec 18
7,757
1,957
4,618
0
30 Sep 18
7,540
1,940
4,670
0
30 Jun 18
7,526
2,119
4,635
0
31 Mar 18
7,772
1,961
4,605
0
31 Dec 17
7,025
1,660
4,546
0
30 Sep 17
6,888
1,566
4,302
0
30 Jun 17
6,453
1,249
4,170
0
31 Mar 17
6,114
1,178
4,044
0
31 Dec 16
6,295
1,048
3,956
0
30 Sep 16
6,808
791
3,953
0
30 Jun 16
6,582
747
3,971
0
31 Mar 16
6,278
715
3,990
0
31 Dec 15
5,519
817
4,022
0
30 Sep 15
4,830
983
3,979
0
30 Jun 15
4,663
923
3,904
0
Quality Earnings: CAIX.Y has high quality earnings.
Growing Profit Margin: CAIX.Y's current net profit margins (37%) are lower than last year (40.1%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: CAIX.Y's earnings have grown by 9% per year over the past 5 years.
Accelerating Growth: CAIX.Y's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: CAIX.Y had negative earnings growth (-4.5%) over the past year, making it difficult to compare to the Banks industry average (22.6%).
Return on Equity
High ROE: CAIX.Y's Return on Equity (16.2%) is considered low.
Return on Assets
Return on Capital Employed
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Company Analysis and Financial Data Status
Data
Last Updated (UTC time)
Company Analysis
2026/05/12 00:51
End of Day Share Price
2026/05/12 00:00
Earnings
2026/03/31
Annual Earnings
2025/12/31
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
CaixaBank, S.A. is covered by 37 analysts. 17 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.