Bank of San Francisco Balance Sheet Health
Financial Health criteria checks 6/6
Bank of San Francisco has total assets of $637.1M and total equity of $73.8M. Total deposits are $555.1M, and total loans are $512.1M.
Key information
8.6x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | US$555.12m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.7% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$89.68m |
Recent financial health updates
No updates
Recent updates
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Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BSFO's Assets to Equity ratio (8.6x) is low.
Allowance for Bad Loans: BSFO has a sufficient allowance for bad loans (187%).
Low Risk Liabilities: 99% of BSFO's liabilities are made up of primarily low risk sources of funding.
Loan Level: BSFO has an appropriate level of Loans to Assets ratio (80%).
Low Risk Deposits: BSFO's Loans to Deposits ratio (92%) is appropriate.
Level of Bad Loans: BSFO has an appropriate level of bad loans (0.7%).