Bank of the Philippine Islands Past Earnings Performance
Past criteria checks 5/6
Bank of the Philippine Islands has been growing earnings at an average annual rate of 15.5%, while the Banks industry saw earnings growing at 9.8% annually. Revenues have been growing at an average rate of 11% per year. Bank of the Philippine Islands's return on equity is 14.4%, and it has net margins of 38.4%.
Key information
15.5%
Earnings growth rate
15.1%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 11.0% |
| Return on equity | 14.4% |
| Net Margin | 38.4% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
No updates
Recent updates
Revenue & Expenses BreakdownBeta
How Bank of the Philippine Islands makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 134,499 | 51,687 | 49,357 | 0 |
| 30 Sep 23 | 127,274 | 47,679 | 45,781 | 0 |
| 30 Jun 23 | 120,304 | 44,312 | 43,935 | 0 |
| 31 Mar 23 | 117,212 | 43,755 | 42,444 | 0 |
| 31 Dec 22 | 109,357 | 39,605 | 40,682 | 0 |
| 30 Sep 22 | 102,857 | 36,952 | 37,164 | 0 |
| 30 Jun 22 | 95,296 | 32,510 | 36,397 | 0 |
| 31 Mar 22 | 86,424 | 26,863 | 36,025 | 0 |
| 31 Dec 21 | 84,270 | 23,880 | 35,508 | 0 |
| 30 Sep 21 | 79,559 | 21,923 | 34,686 | 0 |
| 30 Jun 21 | 78,619 | 21,760 | 34,153 | 0 |
| 31 Mar 21 | 74,073 | 20,236 | 33,517 | 0 |
| 31 Dec 20 | 73,923 | 21,620 | 33,415 | 0 |
| 30 Sep 20 | 76,009 | 23,862 | 32,719 | 0 |
| 30 Jun 20 | 81,200 | 26,661 | 32,951 | 0 |
| 31 Mar 20 | 86,274 | 28,383 | 33,127 | 0 |
| 31 Dec 19 | 86,700 | 28,761 | 33,597 | 0 |
| 30 Sep 19 | 85,986 | 28,099 | 33,241 | 0 |
| 30 Jun 19 | 80,713 | 25,789 | 32,099 | 0 |
| 31 Mar 19 | 76,918 | 23,553 | 31,630 | 0 |
| 31 Dec 18 | 71,901 | 22,952 | 28,348 | 0 |
| 30 Sep 18 | 69,153 | 22,378 | 29,390 | 0 |
| 30 Jun 18 | 67,897 | 21,751 | 28,520 | 0 |
| 31 Mar 18 | 67,243 | 22,411 | 27,073 | 0 |
| 31 Dec 17 | 67,225 | 22,416 | 26,456 | 0 |
| 30 Sep 17 | 68,333 | 21,721 | 25,743 | 0 |
| 30 Jun 17 | 66,001 | 21,072 | 24,877 | 0 |
| 31 Mar 17 | 68,028 | 23,325 | 25,342 | 0 |
| 31 Dec 16 | 61,751 | 22,050 | 24,763 | 0 |
| 30 Sep 16 | 64,325 | 21,771 | 24,510 | 0 |
| 30 Jun 16 | 63,799 | 21,557 | 24,336 | 0 |
| 31 Mar 16 | 59,086 | 18,297 | 23,136 | 0 |
| 31 Dec 15 | 58,538 | 18,234 | 22,960 | 0 |
| 30 Sep 15 | 59,257 | 19,077 | 22,895 | 0 |
| 30 Jun 15 | 58,989 | 19,356 | 22,691 | 0 |
| 31 Mar 15 | 58,165 | 19,351 | 22,530 | 0 |
| 31 Dec 14 | 56,011 | 18,039 | 22,202 | 0 |
| 30 Sep 14 | 52,416 | 15,850 | 21,653 | 0 |
| 30 Jun 14 | 49,923 | 14,817 | 21,017 | 0 |
| 31 Mar 14 | 48,078 | 14,046 | 20,042 | 0 |
| 31 Dec 13 | 52,847 | 18,811 | 20,027 | 0 |
| 30 Sep 13 | 51,969 | 18,904 | 19,839 | 0 |
| 30 Jun 13 | 51,239 | 18,927 | 19,570 | 0 |
Quality Earnings: BPHL.Y has high quality earnings.
Growing Profit Margin: BPHL.Y's current net profit margins (38.4%) are higher than last year (36.2%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: BPHL.Y's earnings have grown by 15.5% per year over the past 5 years.
Accelerating Growth: BPHL.Y's earnings growth over the past year (30.5%) exceeds its 5-year average (15.5% per year).
Earnings vs Industry: BPHL.Y earnings growth over the past year (30.5%) exceeded the Banks industry -12.2%.
Return on Equity
High ROE: BPHL.Y's Return on Equity (14.4%) is considered low.