Bank of Botetourt Balance Sheet Health
Financial Health criteria checks 6/6
Bank of Botetourt has total assets of $818.0M and total equity of $81.4M. Total deposits are $708.8M, and total loans are $650.5M.
Key information
10.1x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | US$708.77m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.04% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$41.75m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BORT's Assets to Equity ratio (10.1x) is moderate.
Allowance for Bad Loans: BORT has a sufficient allowance for bad loans (3166%).
Low Risk Liabilities: 96% of BORT's liabilities are made up of primarily low risk sources of funding.
Loan Level: BORT has an appropriate level of Loans to Assets ratio (80%).
Low Risk Deposits: BORT's Loans to Deposits ratio (92%) is appropriate.
Level of Bad Loans: BORT has an appropriate level of bad loans (0%).