Bank of Botetourt Balance Sheet Health
Financial Health criteria checks 6/6
Bank of Botetourt has total assets of $802.2M and total equity of $76.2M. Total deposits are $701.4M, and total loans are $606.4M.
Key information
10.5x
Asset to equity ratio
n/a
Net interest margin
Total deposits | US$701.40m |
Loan to deposit ratio | Appropriate |
Bad loans | 0.02% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$70.84m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BORT's Assets to Equity ratio (10.5x) is moderate.
Allowance for Bad Loans: BORT has a sufficient allowance for bad loans (7345%).
Low Risk Liabilities: 97% of BORT's liabilities are made up of primarily low risk sources of funding.
Loan Level: BORT has an appropriate level of Loans to Assets ratio (76%).
Low Risk Deposits: BORT's Loans to Deposits ratio (86%) is appropriate.
Level of Bad Loans: BORT has an appropriate level of bad loans (0%).