Banco de Sabadell Balance Sheet Health
Financial Health criteria checks 4/6
Banco de Sabadell has total assets of €245.5B and total equity of €14.4B. Total deposits are €179.7B, and total loans are €167.4B earning a Net Interest Margin of 1.9%. It has insufficient allowance for bad loans, which are currently at 3% of total loans. Cash and short-term investments are €34.8B.
Key information
17x
Asset to equity ratio
1.9%
Net interest margin
| Total deposits | €179.67b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 3.0% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | €34.76b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BNDS.Y's Assets to Equity ratio (17x) is moderate.
Allowance for Bad Loans: BNDS.Y has a low allowance for bad loans (61%).
Low Risk Liabilities: 78% of BNDS.Y's liabilities are made up of primarily low risk sources of funding.
Loan Level: BNDS.Y has an appropriate level of Loans to Assets ratio (68%).
Low Risk Deposits: BNDS.Y's Loans to Deposits ratio (93%) is appropriate.
Level of Bad Loans: BNDS.Y has a high level of bad loans (3%).