BNCCORP Past Earnings Performance
Past criteria checks 4/6
BNCCORP's earnings have been declining at an average annual rate of -28.2%, while the Banks industry saw earnings growing at 7% annually. Revenues have been declining at an average rate of 16.3% per year. BNCCORP's return on equity is 7.3%, and it has net margins of 21.4%.
Key information
-28.2%
Earnings growth rate
-28.3%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | -16.3% |
| Return on equity | 7.3% |
| Net Margin | 21.4% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
No updates
Recent updates
Revenue & Expenses Breakdown
How BNCCORP makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 37 | 8 | 23 | 0 |
| 30 Jun 24 | 36 | 7 | 24 | 0 |
| 31 Mar 24 | 39 | 6 | 28 | 0 |
| 31 Dec 23 | 41 | 6 | 31 | 0 |
| 30 Sep 23 | 44 | 5 | 34 | 0 |
| 30 Jun 23 | 48 | 5 | 38 | 0 |
| 31 Mar 23 | 49 | 7 | 37 | 0 |
| 31 Dec 22 | 50 | 7 | 38 | 0 |
| 30 Sep 22 | 54 | 8 | 40 | 0 |
| 30 Jun 22 | 59 | 12 | 40 | 0 |
| 31 Mar 22 | 63 | 14 | 41 | 0 |
| 31 Dec 21 | 76 | 22 | 44 | 0 |
| 30 Sep 21 | 93 | 31 | 47 | 0 |
| 30 Jun 21 | 108 | 40 | 50 | 0 |
| 31 Mar 21 | 124 | 50 | 53 | 0 |
| 31 Dec 20 | 116 | 45 | 51 | 0 |
| 30 Sep 20 | 97 | 34 | 48 | 0 |
| 30 Jun 20 | 83 | 25 | 47 | 0 |
| 31 Mar 20 | 63 | 13 | 43 | 0 |
| 31 Dec 19 | 57 | 10 | 40 | 0 |
| 30 Sep 19 | 55 | 10 | 39 | 0 |
| 30 Jun 19 | 47 | 6 | 37 | 0 |
| 31 Mar 19 | 46 | 6 | 36 | 0 |
| 31 Dec 18 | 47 | 7 | 36 | 0 |
| 30 Sep 18 | 48 | 6 | 36 | 0 |
| 30 Jun 18 | 49 | 7 | 36 | 0 |
| 31 Mar 18 | 48 | 6 | 36 | 0 |
| 31 Dec 17 | 47 | 5 | 36 | 0 |
| 30 Sep 17 | 47 | 6 | 37 | 0 |
| 30 Jun 17 | 49 | 6 | 38 | 0 |
| 31 Mar 17 | 50 | 7 | 38 | 0 |
| 31 Dec 16 | 51 | 7 | 38 | 0 |
| 30 Sep 16 | 51 | 7 | 37 | 0 |
| 30 Jun 16 | 49 | 6 | 36 | 0 |
| 31 Mar 16 | 48 | 6 | 34 | 0 |
| 31 Dec 15 | 51 | 8 | 34 | 0 |
| 30 Sep 15 | 52 | 8 | 34 | 0 |
| 30 Jun 15 | 52 | 8 | 33 | 0 |
| 31 Mar 15 | 51 | 8 | 32 | 0 |
| 31 Dec 14 | 47 | 7 | 31 | 0 |
| 30 Sep 14 | 46 | 6 | 30 | 0 |
| 30 Jun 14 | 43 | 5 | 29 | 0 |
| 31 Mar 14 | 44 | 5 | 29 | 0 |
| 31 Dec 13 | 48 | 7 | 30 | 0 |
Quality Earnings: BNCC has high quality earnings.
Growing Profit Margin: BNCC's current net profit margins (21.4%) are higher than last year (11.5%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: BNCC's earnings have declined by 28.2% per year over the past 5 years.
Accelerating Growth: BNCC's earnings growth over the past year (55.7%) exceeds its 5-year average (-28.2% per year).
Earnings vs Industry: BNCC earnings growth over the past year (55.7%) exceeded the Banks industry -11.8%.
Return on Equity
High ROE: BNCC's Return on Equity (7.3%) is considered low.