Benchmark Bankshares Balance Sheet Health
Financial Health criteria checks 6/6
Benchmark Bankshares has total assets of $1.2B and total equity of $98.7M. Total deposits are $1.1B, and total loans are $885.2M. It earns a Net Interest Margin of 4.3%. It has sufficient allowance for bad loans, which are currently at 0.1% of total loans. Cash and short-term investments are $102.6M.
Key information
11.8x
Asset to equity ratio
4.3%
Net interest margin
Total deposits | US$1.05b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.1% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$102.58m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BMBN's Assets to Equity ratio (11.8x) is moderate.
Allowance for Bad Loans: BMBN has a sufficient allowance for bad loans (571%).
Low Risk Liabilities: 99% of BMBN's liabilities are made up of primarily low risk sources of funding.
Loan Level: BMBN has an appropriate level of Loans to Assets ratio (76%).
Low Risk Deposits: BMBN's Loans to Deposits ratio (84%) is appropriate.
Level of Bad Loans: BMBN has an appropriate level of bad loans (0.1%).